XPAR
CIV
Market cap205mUSD
Jun 03, Last price
80.50EUR
1D
0.63%
1Q
0.63%
Jan 2017
11.05%
Name
Caisse regionale de Credit Agricole Mutuel d'Ille-et-Vilaine
Chart & Performance
Profile
Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative provides banking services in France. It offers bank accounts and related services; bank cards; saving solutions; real estate investment solutions; insurance products, such as car and two-wheeler, personal, home, and borrower insurance, as well as life insurance products; real estate loans; and consumer credit comprising personal, family, auto, boating, student, and apprentice loans, as well as renewable credit. The company is based in Saint-Jacques-de-la-Lande, France.
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | ||||||||||
Revenues | 265,969 -7.07% | 286,196 -44.88% | 519,215 14.16% | |||||||
Cost of revenue | 64,232 | 61,998 | 64,219 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 201,737 | 224,198 | 454,996 | |||||||
NOPBT Margin | 75.85% | 78.34% | 87.63% | |||||||
Operating Taxes | 5,175 | 6,705 | 13,475 | |||||||
Tax Rate | 2.57% | 2.99% | 2.96% | |||||||
NOPAT | 196,562 | 217,493 | 441,521 | |||||||
Net income | 64,355 6.24% | 60,573 -17.88% | 73,761 19.92% | |||||||
Dividends | ||||||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | 2,247 | (5,891) | ||||||||
BB yield | -0.63% | 2.03% | ||||||||
Debt | ||||||||||
Debt current | 3,280,804 | |||||||||
Long-term debt | 6,232 | 8,973,026 | ||||||||
Deferred revenue | 74,294 | |||||||||
Other long-term liabilities | 35,466 | 1,385,829 | ||||||||
Net debt | (3,457,050) | (3,040,707) | 12,312,579 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 15,704 | (383,991) | 962,177 | |||||||
CAPEX | (8,626) | (6,524) | (8,069) | |||||||
Cash from investing activities | (20,119) | (13,943) | 8,806 | |||||||
Cash from financing activities | 14,286 | (407,911) | (1,203,526) | |||||||
FCF | (2,642,007) | (1,085,367) | 407,558 | |||||||
Balance | ||||||||||
Cash | 551,225 | 564,703 | (162,169) | |||||||
Long term investments | 2,905,825 | 2,482,236 | 103,420 | |||||||
Excess cash | 3,443,752 | 3,032,629 | ||||||||
Stockholders' equity | 315,102 | 293,194 | 603,228 | |||||||
Invested Capital | 20,617,881 | 15,534,229 | 15,783,353 | |||||||
ROIC | 1.09% | 1.39% | 3.11% | |||||||
ROCE | 0.96% | 1.42% | 2.88% | |||||||
EV | ||||||||||
Common stock shares outstanding | 6,026 | 6,033 | 6,033 | |||||||
Price | 69.00 15.97% | 59.50 23.70% | 48.10 -30.28% | |||||||
Market cap | 415,807 15.84% | 358,955 23.71% | 290,169 -30.48% | |||||||
EV | (3,041,231) | (2,681,741) | 12,602,759 | |||||||
EBITDA | 211,446 | 233,618 | 464,652 | |||||||
EV/EBITDA | 27.12 | |||||||||
Interest | 729,007 | 579,979 | 186 | |||||||
Interest/NOPBT | 361.37% | 258.69% | 0.04% |