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XOSL
SOAG
Market cap496mUSD
Apr 29, Last price  
415.00NOK
1D
1.22%
1Q
6.41%
Jan 2017
150.00%
IPO
218.51%
Name

Sparebank 1 Ostfold Akershus

Chart & Performance

D1W1MN
No data to show
P/E
7.90
P/S
4.33
EPS
52.55
Div Yield, %
5.18%
Shrs. gr., 5y
1.37%
Rev. gr., 5y
10.43%
Revenues
1.19b
-32.31%
291,488,000344,355,000399,556,000393,856,000512,983,000550,625,000596,165,000570,430,000666,611,000640,643,000701,881,000722,174,000751,000,000813,000,000946,000,0001,752,000,0001,186,000,000
Net income
651m
+32.05%
37,915,00062,132,000104,681,000108,147,000136,869,000171,584,000219,850,000220,989,000332,040,000320,854,000358,217,000403,554,000369,000,000443,000,000452,000,000493,000,000651,000,000
CFO
-491m
L
-445,742,000131,284,000356,380,000764,030,000607,415,000157,821,000794,806,000-476,821,000186,712,000-347,696,000-323,135,000738,874,000804,000,000744,000,000315,000,000343,000,000-491,000,000
Dividend
Mar 22, 202421.5 NOK/sh
Earnings
May 07, 2025

Profile

SpareBank 1 Østfold Akershus, a savings bank, provides various banking products and services in Østfold and the southern part of Akershus. The company offers savings, operating, tax deduction, deposit, placement, and currency accounts; and savings and investment products. It also provides consumer, construction, repayment, boat, motorcycle, and car loans; operating credit products; bank guarantees; liquidity loans with government guarantees; operating credit for agriculture; mortgage products; leasing and factoring services; and refinancing services. In addition, the company offers various insurance products, such as vehicle, house and travel, personal, animal, liability, work machine, interruption, condominium, cyber, truck, movable property, commercial building, project, transport, crime, bus, group life, health, leisure accident, occupational injury, accident insurance children, and sick pay insurance products; and pension products. Further, it provides credit, municipal payment, and other bank cards; payment terminal, debt collection, and document collection services; bonds, forwards, and currency options; accounting approved, invoice automatic, eGiro/Cremul, KID invoice, and OCR and eGiro payment services; and mobile and online banking services. The company was founded in 1835 and is headquartered in Moss, Norway.
URL
https://www.sparebank1.no/ostfold-akershus/privat.html
IPO date
Nov 01, 2005
Employees
222
Domiciled in
NO
Incorporated in
NO

Valuation

Title
NOK in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,186,000
-32.31%
1,752,000
85.20%
946,000
16.36%
Cost of revenue
25,000
23,000
23,000
Unusual Expense (Income)
NOPBT
1,161,000
1,729,000
923,000
NOPBT Margin
97.89%
98.69%
97.57%
Operating Taxes
143,000
142,000
115,000
Tax Rate
12.32%
8.21%
12.46%
NOPAT
1,018,000
1,587,000
808,000
Net income
651,000
32.05%
493,000
9.07%
452,000
2.03%
Dividends
(287,000)
(236,000)
(214,000)
Dividend yield
5.69%
5.47%
Proceeds from repurchase of equity
6,000
BB yield
-0.12%
Debt
Debt current
865,000
Long-term debt
104,000
3,885,000
Deferred revenue
(4,000)
Other long-term liabilities
23,454,000
(3,807,000)
Net debt
(4,329,000)
(1,912,000)
1,124,000
Cash flow
Cash from operating activities
(491,000)
343,000
315,000
CAPEX
(13,000)
(15,000)
Cash from investing activities
(245,000)
(1,187,000)
75,000
Cash from financing activities
92,000
(65,000)
(597,000)
FCF
1,021,000
2,239,000
590,000
Balance
Cash
100,000
1,438,000
93,000
Long term investments
4,229,000
578,000
3,533,000
Excess cash
4,269,700
1,928,400
3,578,700
Stockholders' equity
1,239,000
4,122,000
3,903,000
Invested Capital
28,182,000
26,096,600
23,772,300
ROIC
3.75%
6.36%
3.44%
ROCE
3.95%
6.17%
3.37%
EV
Common stock shares outstanding
13,263
12,389
12,387
Price
380.00
 
316.00
-9.20%
Market cap
5,039,801
 
3,914,387
-9.19%
EV
710,801
5,038,387
EBITDA
1,161,000
1,755,000
945,000
EV/EBITDA
0.61
5.33
Interest
880,000
615,000
236,000
Interest/NOPBT
75.80%
35.57%
25.57%