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XOSL
RING
Market cap547mUSD
Apr 30, Last price  
364.05NOK
1D
-0.26%
1Q
0.29%
Jan 2017
105.40%
Name

Sparebank 1 Ringerike Hadeland

Chart & Performance

D1W1MN
P/E
8.09
P/S
4.41
EPS
44.98
Div Yield, %
5.49%
Shrs. gr., 5y
0.58%
Rev. gr., 5y
10.65%
Revenues
1.29b
+21.09%
167,246,000202,961,000649,031,000462,177,000468,321,000537,170,000577,559,000575,115,000698,618,000691,378,000742,895,000778,937,000751,300,000831,000,000922,000,0001,067,000,0001,292,000,000
Net income
704m
+52.51%
49,672,00074,421,000390,599,000157,436,000172,589,000232,661,000287,140,000223,812,000322,975,000329,802,000339,277,000425,256,000366,500,000445,500,000420,600,000461,600,000704,000,000
CFO
1.48b
+116.52%
-429,106,000-240,011,000119,217,000-1,021,327,00030,901,000-365,447,000284,026,00098,778,000659,739,000-1,095,181,000335,285,000-81,940,00031,069,000127,000,000547,000,000157,000,000684,000,0001,481,000,000
Dividend
Mar 21, 202420 NOK/sh
Earnings
May 05, 2025

Profile

SpareBank 1 Ringerike Hadeland provides various banking products and services to private and corporate customers in Norway. The company offers saving, current, deposit, and currency accounts; vehicle, house and travel, and animal insurance products, as well as life, child, disability, critical illness, accident, health, and business and personal insurance products; mobile and online banking services; and debit and credit cards. It also provides mortgages; car, boat, and other vehicles; consumer and other loans; and bank guarantees, corporate and construction loans, liquidity loans with a government guarantee, and operating credit for agriculture, as well as factoring, leasing, and overdraft services. In addition, the company offers services for buying and selling property; accounting services; pension products; and savings and investment products. The company was founded in 1833 and is based in Hønefoss, Norway.
URL
https://www.sparebank1.no/nb/ringerike-hadeland/privat.html
IPO date
Jun 13, 1996
Employees
242
Domiciled in
NO
Incorporated in
NO

Valuation

Title
NOK in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,292,000
21.09%
1,067,000
15.73%
922,000
10.95%
Cost of revenue
(535,000)
29,000
Unusual Expense (Income)
NOPBT
1,292,000
1,602,000
893,000
NOPBT Margin
100.00%
150.14%
96.85%
Operating Taxes
173,000
151,000
114,000
Tax Rate
13.39%
9.43%
12.77%
NOPAT
1,119,000
1,451,000
779,000
Net income
704,000
52.51%
461,600
9.75%
420,600
-5.59%
Dividends
(322,000)
(211,000)
(260,000)
Dividend yield
6.08%
4.43%
5.13%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt
5,882,000
5,827,000
Deferred revenue
Other long-term liabilities
18,873,000
(5,795,000)
Net debt
(4,958,000)
2,157,000
2,172,000
Cash flow
Cash from operating activities
1,481,000
684,000
157,000
CAPEX
(11,000)
Cash from investing activities
(231,000)
(812,000)
(121,000)
Cash from financing activities
(1,243,000)
(307,000)
(36,000)
FCF
1,335,000
1,331,000
1,554,000
Balance
Cash
110,000
103,000
90,000
Long term investments
4,848,000
3,622,000
3,565,000
Excess cash
4,893,400
3,671,650
3,608,900
Stockholders' equity
1,566,000
4,264,000
3,833,000
Invested Capital
29,968,000
26,421,350
26,001,100
ROIC
3.97%
5.54%
3.04%
ROCE
4.10%
5.32%
3.02%
EV
Common stock shares outstanding
16,107
15,682
15,650
Price
329.00
8.22%
304.00
-6.17%
324.00
-1.82%
Market cap
5,299,110
11.16%
4,767,297
-5.98%
5,070,731
-1.82%
EV
342,110
6,925,297
7,243,731
EBITDA
1,292,000
1,613,000
904,000
EV/EBITDA
0.26
4.29
8.01
Interest
999,000
787,000
349,000
Interest/NOPBT
77.32%
49.13%
39.08%