XOSLMELG
Market cap39mUSD
Dec 23, Last price
162.96NOK
1D
2.48%
1Q
4.46%
Jan 2017
30.83%
Name
Melhus Sparebank
Chart & Performance
Profile
Melhus Sparebank, a savings bank, provides various banking products and services to companies, agriculture customers, and private individuals in Norway. The company offers savings accounts; construction and business loans; bank guarantee, overdraft, and leasing services; and credit and bank cards. It also provides various insurance products for liability, health, personnel, occupational injury, travel, accident, business, store, data attack, property damage, craftsman, homeowners, office, vehicle, and farms; savings and pension products; payment services; and online and mobile banking services. The company operates through branch offices in central Trondheim, Heimdal, Ler, and Korsvegen. Melhus Sparebank was founded in 1840 and is headquartered in Melhus, Norway.
Valuation
Title NOK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 319,628 26.36% | 252,952 8.73% | 232,641 10.00% | |||||||
Cost of revenue | 65,047 | 33,663 | 29,918 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 254,581 | 219,289 | 202,723 | |||||||
NOPBT Margin | 79.65% | 86.69% | 87.14% | |||||||
Operating Taxes | 41,680 | 24,627 | 27,855 | |||||||
Tax Rate | 16.37% | 11.23% | 13.74% | |||||||
NOPAT | 212,901 | 194,662 | 174,868 | |||||||
Net income | 135,354 34.52% | 100,617 -4.39% | 105,238 19.31% | |||||||
Dividends | (30,538) | (29,150) | (19,434) | |||||||
Dividend yield | 6.83% | 6.52% | 4.52% | |||||||
Proceeds from repurchase of equity | (25,000) | |||||||||
BB yield | 5.59% | |||||||||
Debt | ||||||||||
Debt current | 700,043 | 684,993 | ||||||||
Long-term debt | 2,362,876 | 2,561,313 | ||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 7,346,371 | (2,344,515) | (2,561,313) | |||||||
Net debt | (1,447,700) | 1,857,488 | 2,001,456 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 243,563 | (98,945) | (305,536) | |||||||
CAPEX | (186,430) | (67,321) | ||||||||
Cash from investing activities | 64,215 | (194,160) | (70,712) | |||||||
Cash from financing activities | (143,399) | 293,233 | 355,210 | |||||||
FCF | 953,584 | 15,460 | (127,193) | |||||||
Balance | ||||||||||
Cash | 198,522 | 4,289 | 4,161 | |||||||
Long term investments | 1,249,178 | 1,201,142 | 1,240,689 | |||||||
Excess cash | 1,431,719 | 1,192,783 | 1,233,218 | |||||||
Stockholders' equity | 1,345,018 | 2,158,106 | 1,094,710 | |||||||
Invested Capital | 9,635,023 | 9,962,773 | 9,765,541 | |||||||
ROIC | 2.17% | 1.97% | 1.87% | |||||||
ROCE | 2.32% | 1.97% | 1.87% | |||||||
EV | ||||||||||
Common stock shares outstanding | 2,776 | 2,776 | 2,776 | |||||||
Price | 161.00 0.00% | 161.00 3.87% | 155.00 5.44% | |||||||
Market cap | 446,972 0.00% | 446,972 3.87% | 430,315 5.44% | |||||||
EV | (1,000,728) | 2,304,460 | 2,431,771 | |||||||
EBITDA | 264,203 | 225,391 | 211,814 | |||||||
EV/EBITDA | 10.22 | 11.48 | ||||||||
Interest | 315,461 | 138,826 | 64,898 | |||||||
Interest/NOPBT | 123.91% | 63.31% | 32.01% |