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XOSLHSPG
Market cap7mUSD
Dec 23, Last price  
131.50NOK
1D
0.20%
Jan 2017
31.50%
Name

Holand og Setskog Sparebank

Chart & Performance

D1W1MN
XOSL:HSPG chart
P/E
11.66
P/S
0.46
EPS
11.28
Div Yield, %
5.32%
Shrs. gr., 5y
—
Rev. gr., 5y
5.85%
Revenues
195m
+7.60%
65,90176,024,22384,910,13889,133,214117,446,000121,572,000123,282,000116,185,000139,155,000135,276,000146,720,000158,893,000165,138,000165,549,000181,172,000194,938,000
Net income
8m
-83.42%
4,04217,640,56316,591,85714,169,02625,874,00027,118,00034,554,00027,572,00055,891,00046,532,00052,426,00056,055,00053,070,00052,978,00046,797,0007,757,770
CFO
267m
+3,199.07%
-143,425,000131,312,00030,672,00066,825,00049,395,00053,714,00048,291,00061,892,000-325,338,000-107,243,000-234,903,000155,763,0008,090,000266,894,999
Dividend
Mar 15, 20247 NOK/sh
Earnings
Feb 25, 2025

Profile

Høland og Setskog Sparebank provides banking services for the retail and corporate markets in Norway. It offers deposits and loans, as well as insurance products. The company was formerly known as Holand Sparebank and changed its name to Høland og Setskog Sparebank in 2010. The company was founded in 1849 and is headquartered in Bjørkelangen, Norway.
URL
https://hsbank.no/
IPO date
Jan 01, 1999
Employees
38
Domiciled in
NO
Incorporated in
NO

Valuation

Title
NOK in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
194,938
7.60%
181,172
9.44%
165,549
0.25%
Cost of revenue
(262,900)
6,185
5,388
Unusual Expense (Income)
NOPBT
457,838
174,987
160,161
NOPBT Margin
234.86%
96.59%
96.75%
Operating Taxes
14,956
11,188
13,997
Tax Rate
3.27%
6.39%
8.74%
NOPAT
442,882
163,799
146,164
Net income
7,758
-83.42%
46,797
-11.67%
52,978
-0.17%
Dividends
(4,815)
(4,815)
(4,815)
Dividend yield
5.38%
4.40%
4.83%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
340,192
256,975
Long-term debt
2,149,939
2,161,765
Deferred revenue
6,919,996
2,160,395
Other long-term liabilities
6,890,321
(2,149,939)
(2,161,765)
Net debt
(1,967,138)
1,133,634
1,140,857
Cash flow
Cash from operating activities
266,895
8,090
155,763
CAPEX
(1,648)
(6,649)
(22,091)
Cash from investing activities
10,051
(48,378)
(12,437)
Cash from financing activities
47,062
(83,724)
3,394
FCF
637,645
(62,366)
137,968
Balance
Cash
574,379
9,657
6,769
Long term investments
1,392,759
1,346,840
1,271,114
Excess cash
1,957,391
1,347,438
1,269,606
Stockholders' equity
826,864
882,945
767,573
Invested Capital
7,264,410
6,836,257
6,800,372
ROIC
6.28%
2.40%
2.18%
ROCE
5.66%
2.27%
2.12%
EV
Common stock shares outstanding
688
688
688
Price
130.00
-18.24%
159.00
9.66%
145.00
14.17%
Market cap
89,427
-18.24%
109,376
9.66%
99,746
14.17%
EV
(1,877,711)
1,243,010
1,240,602
EBITDA
464,649
180,003
165,650
EV/EBITDA
6.91
7.49
Interest
265,303
131,326
62,427
Interest/NOPBT
57.95%
75.05%
38.98%