XOSLAURG
Market cap96mUSD
Dec 20, Last price
236.00NOK
1D
0.00%
1Q
2.16%
Jan 2017
29.07%
Name
Aurskog Sparebank
Chart & Performance
Profile
Aurskog Sparebank provides various banking products and services for individuals and corporate customers. The company offers savings accounts; and mortgage, car, construction, and green business loans, as well as bank guarantee, overdraft, and leasing services; and credit cards. It also offers insurance products, including liability, work machine, data attack, farm building, crop operating equipment, property damage, health, homeowners, home, craftsman, commercial vehicle, business, personnel, travel, and occupational injury insurance products, as well as insurance of goods during transport. In addition, the company provides pension, foreign payment, and mobile and online banking services. It operates through its branches in Bjørkelangen, Årnes, Jessheim, and Sørumsand in Norway. Aurskog Sparebank was founded in 1846 and is headquartered in Aurskog, Norway.
Valuation
Title NOK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 948,140 167.65% | 354,243 25.23% | 282,885 11.24% | |||||||
Cost of revenue | 7,797 | 6,507 | 1,116 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 940,343 | 347,736 | 281,769 | |||||||
NOPBT Margin | 99.18% | 98.16% | 99.61% | |||||||
Operating Taxes | 65,075 | 53,532 | 36,010 | |||||||
Tax Rate | 6.92% | 15.39% | 12.78% | |||||||
NOPAT | 875,268 | 294,204 | 245,759 | |||||||
Net income | 214,990 21.06% | 177,586 39.56% | 127,248 15.01% | |||||||
Dividends | (46,226) | (36,963) | (32,142) | |||||||
Dividend yield | 4.50% | 3.63% | 3.59% | |||||||
Proceeds from repurchase of equity | 192,214 | |||||||||
BB yield | -18.90% | |||||||||
Debt | ||||||||||
Debt current | 608,277 | 318,189 | 242,787 | |||||||
Long-term debt | 4,266,726 | 4,016,342 | 3,838,311 | |||||||
Deferred revenue | 10,338,272 | |||||||||
Other long-term liabilities | 116,871 | (4,016,342) | (3,838,311) | |||||||
Net debt | 2,947,216 | 2,357,899 | 2,523,350 | |||||||
Cash flow | ||||||||||
Cash from operating activities | (371,214) | (30,905) | (74,415) | |||||||
CAPEX | (582) | (357) | (3,056) | |||||||
Cash from investing activities | (18,753) | (30,745) | 20,791 | |||||||
Cash from financing activities | 698,597 | 220,114 | (151,455) | |||||||
FCF | 843,907 | 227,086 | 275,176 | |||||||
Balance | ||||||||||
Cash | 77,296 | 79,011 | 6,312 | |||||||
Long term investments | 1,850,491 | 1,897,621 | 1,551,436 | |||||||
Excess cash | 1,880,380 | 1,958,920 | 1,543,604 | |||||||
Stockholders' equity | 462,260 | 1,715,674 | 1,370,147 | |||||||
Invested Capital | 16,844,002 | 13,714,088 | 11,988,909 | |||||||
ROIC | 5.73% | 2.29% | 2.19% | |||||||
ROCE | 5.43% | 2.25% | 2.11% | |||||||
EV | ||||||||||
Common stock shares outstanding | 4,623 | 4,623 | 3,735 | |||||||
Price | 222.00 0.91% | 220.00 -8.33% | 240.00 15.38% | |||||||
Market cap | 1,026,217 0.91% | 1,016,972 13.44% | 896,510 15.38% | |||||||
EV | 3,973,433 | 3,374,871 | 3,419,860 | |||||||
EBITDA | 940,343 | 353,147 | 286,540 | |||||||
EV/EBITDA | 4.23 | 9.56 | 11.94 | |||||||
Interest | 491,837 | 207,197 | 99,069 | |||||||
Interest/NOPBT | 52.30% | 59.58% | 35.16% |