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XNYSVEL
Market cap624mUSD
Jan 14, Last price  
18.87USD
1D
0.80%
1Q
-4.16%
IPO
33.73%
Name

Velocity Financial Inc

Chart & Performance

D1W1MN
XNYS:VEL chart
P/E
11.95
P/S
4.74
EPS
1.58
Div Yield, %
0.00%
Shrs. gr., 5y
24.03%
Rev. gr., 5y
23.63%
Revenues
132m
+41.52%
56,499,00024,646,00033,639,00045,601,00054,263,00065,965,00075,879,00093,075,000131,717,999
Net income
52m
+62.28%
7,154,0006,797,00013,989,00010,549,00017,292,00017,777,00029,224,00032,211,00052,273,000
CFO
49m
+0.33%
29,767,00037,644,000-72,485,000-105,336,00054,892,00057,622,00048,674,00048,835,000
Earnings
Mar 05, 2025

Profile

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 1–4 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.
URL
https://www.velfinance.com/
IPO date
Jan 17, 2020
Employees
194
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
131,718
41.52%
93,075
22.66%
Cost of revenue
54,870
46,361
Unusual Expense (Income)
NOPBT
76,848
46,714
NOPBT Margin
58.34%
50.19%
Operating Taxes
18,834
12,033
Tax Rate
24.51%
25.76%
NOPAT
58,014
34,681
Net income
52,273
62.28%
32,211
10.22%
Dividends
Dividend yield
Proceeds from repurchase of equity
1,444
149
BB yield
-0.24%
-0.05%
Debt
Debt current
334,755
330,814
Long-term debt
3,508,723
2,947,272
Deferred revenue
(7,179)
Other long-term liabilities
(3,507,311)
330,814
Net debt
3,802,912
(39,552)
Cash flow
Cash from operating activities
48,835
48,674
CAPEX
(180)
(326)
Cash from investing activities
(584,732)
(908,238)
Cash from financing activities
535,768
874,016
FCF
(145,515)
(142,043)
Balance
Cash
40,566
3,317,638
Long term investments
Excess cash
33,980
3,312,984
Stockholders' equity
131,456
457,133
Invested Capital
4,705,348
3,523,952
ROIC
1.41%
1.10%
ROCE
1.62%
1.17%
EV
Common stock shares outstanding
34,484
34,131
Price
17.22
78.45%
9.65
-29.56%
Market cap
593,814
80.29%
329,364
-29.25%
EV
4,400,155
293,501
EBITDA
79,145
48,830
EV/EBITDA
55.60
6.01
Interest
203,024
157,195
Interest/NOPBT
264.19%
336.51%