Travelers Companies Inc

Chart & Performance

D1W1MN

P/E

11.11

P/S

1.20

EPS

22.06

Div Yield, %

1.26%

Shrs. gr., 5y

-2.50%

Rev. gr., 5y

8.01%

Revenues

46.42b

+12.23%

Net income

5.00b

+67.13%

CFO

9.07b

+17.68%

Dividend

Sep 10, 20241.05 USD/sh

Earnings

Apr 15, 2025

Profile

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

URL

https://www.travelers.com/

IPO date

Mar 17, 1980

Employees

31,850

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	46,423,000 12.23%	41,364,000 12.15%	36,884,000 5.94%
Cost of revenue	5,819,000	5,176,000	4,810,000
Unusual Expense (Income)
NOPBT	40,604,000	36,188,000	32,074,000
NOPBT Margin	87.47%	87.49%	86.96%
Operating Taxes	1,181,000	380,000	512,000
Tax Rate	2.91%	1.05%	1.60%
NOPAT	39,423,000	35,808,000	31,562,000
Net income	4,999,000 67.13%	2,991,000 5.24%	2,842,000 -22.39%
Dividends	(951,000)	(908,000)	(875,000)
Dividend yield	1.71%	2.05%	1.95%
Proceeds from repurchase of equity	(1,117,000)	(1,022,000)	(1,933,000)
BB yield	2.01%	2.31%	4.30%
Debt
Debt current	100,000	100,000	100,000
Long-term debt	7,933,000	8,093,000	7,384,000
Deferred revenue			(786,000)
Other long-term liabilities		93,126,000	(3,077,000)
Net debt	(86,889,000)	3,244,000	(143,382,000)
Cash flow
Cash from operating activities	9,074,000	7,711,000	7,274,000
CAPEX
Cash from investing activities	(7,264,000)	(6,821,000)	(5,196,000)
Cash from financing activities	(1,747,000)	(1,051,000)	(2,037,000)
FCF	55,261,000	12,599,000	137,473,000
Balance
Cash	89,131,000	650,000	75,429,000
Long term investments	5,791,000	4,299,000	75,437,000
Excess cash	92,600,850	2,880,800	149,021,800
Stockholders' equity	70,115,000	66,026,000	61,636,000
Invested Capital	59,335,000	123,197,200	53,276,000
ROIC	43.20%	40.58%	59.25%
ROCE	31.37%	28.70%	27.72%
EV
Common stock shares outstanding	231,100	232,200	239,700
Price	240.89 26.46%	190.49 1.60%	187.49 19.86%
Market cap	55,669,679 25.86%	44,231,778 -1.58%	44,941,353 14.55%
EV	(31,219,321)	47,475,778	(98,440,647)
EBITDA	41,319,000	36,910,000	32,944,000
EV/EBITDA		1.29
Interest	392,000	376,000	351,000
Interest/NOPBT	0.97%	1.04%	1.09%