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XNYS
THG
Market cap6.13bUSD
Aug 05, Last price  
171.18USD
1D
-0.12%
1Q
2.51%
Jan 2017
88.09%
Name

Hanover Insurance Group Inc

Chart & Performance

D1W1MN
P/E
14.37
P/S
0.98
EPS
11.91
Div Yield, %
1.49%
Shrs. gr., 5y
-2.16%
Rev. gr., 5y
4.92%
Revenues
6.22b
+3.73%
2,624,300,0002,644,100,0002,786,800,0002,680,400,0002,834,100,0003,152,200,0003,931,600,0004,590,700,0004,793,700,0005,067,600,0005,034,000,0004,945,800,0005,184,400,0004,494,300,0004,890,700,0004,827,300,0005,227,800,0005,468,600,0005,993,500,0006,216,800,000
Net income
426m
+1,106.80%
-325,200,000170,300,000253,100,00020,600,000197,200,000154,800,00037,100,00055,900,000251,000,000282,000,000331,500,000155,100,000186,200,000391,000,000425,100,000358,700,000422,800,000116,000,00035,300,000426,000,000
CFO
806m
+122.95%
153,100,00041,800,00073,300,000209,500,00091,600,00083,600,000221,700,000408,200,000383,900,000564,700,000438,400,000737,600,000704,600,000551,300,000602,900,000707,600,000823,700,000722,300,000361,700,000806,400,000
Dividend
Sep 13, 20240.85 USD/sh

Profile

The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through three segments: Commercial Lines, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, and workers' compensation insurance products, as well as management and professional liability, marine, specialty industrial and commercial property, monoline general liability, surety, umbrella, fidelity, crime, and other commercial coverages. The Personal Lines segment provides personal automobile and homeowner's coverages, as well as other personal coverages, such as personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. The Other segment markets investment management services to institutions, pension funds, and other organizations. The Hanover Insurance Group, Inc. markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.
URL
https://www.hanover.com/
IPO date
Oct 11, 1995
Employees
4,600
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
6,216,800
3.73%
5,993,500
9.60%
5,468,600
4.61%
Cost of revenue
(20,600)
(18,000)
Unusual Expense (Income)
NOPBT
6,237,400
6,011,500
5,468,600
NOPBT Margin
100.33%
100.30%
100.00%
Operating Taxes
112,500
7,600
27,200
Tax Rate
1.80%
0.13%
0.50%
NOPAT
6,124,900
6,003,900
5,441,400
Net income
426,000
1,106.80%
35,300
-69.57%
116,000
-72.56%
Dividends
(124,100)
(117,200)
(108,900)
Dividend yield
2.20%
2.67%
2.23%
Proceeds from repurchase of equity
(26,700)
6,500
(17,500)
BB yield
0.47%
-0.15%
0.36%
Debt
Debt current
61,800
Long-term debt
722,300
783,200
782,400
Deferred revenue
(146,400)
Other long-term liabilities
10,890,800
11,363,800
10,157,500
Net debt
(7,473,600)
41,600
(7,246,300)
Cash flow
Cash from operating activities
806,400
361,700
722,300
CAPEX
(10,200)
(11,900)
(17,800)
Cash from investing activities
(540,900)
(228,500)
(507,600)
Cash from financing activities
(145,500)
(122,100)
(140,600)
FCF
209,900
10,954,300
15,665,600
Balance
Cash
435,500
316,100
305,000
Long term investments
7,822,200
425,500
7,723,700
Excess cash
7,946,860
441,925
7,755,270
Stockholders' equity
2,753,900
2,392,800
2,283,900
Invested Capital
12,582,400
8,078,475
10,103,500
ROIC
59.29%
66.04%
53.65%
ROCE
40.67%
70.55%
43.63%
EV
Common stock shares outstanding
36,400
36,100
36,100
Price
154.66
27.38%
121.42
-10.15%
135.13
3.11%
Market cap
5,629,624
28.43%
4,383,262
-10.15%
4,878,193
2.26%
EV
(1,843,976)
4,424,862
(2,368,107)
EBITDA
6,238,900
6,025,700
5,481,500
EV/EBITDA
0.73
Interest
34,100
34,100
34,100
Interest/NOPBT
0.55%
0.57%
0.62%