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XNYSSMBK
Market cap515mUSD
Jan 14, Last price  
30.47USD
1D
2.56%
1Q
-1.65%
Jan 2017
64.17%
Name

SmartFinancial Inc

Chart & Performance

D1W1MN
XNYS:SMBK chart
P/E
18.04
P/S
3.38
EPS
1.69
Div Yield, %
1.05%
Shrs. gr., 5y
6.21%
Rev. gr., 5y
13.38%
Revenues
152m
+2,288.04%
11,889,30016,499,01020,963,95322,065,00319,874,13115,660,26119,090,54315,314,75515,587,53216,869,99917,166,85027,239,10141,294,03149,911,00081,356,00090,600,000114,097,000137,343,0006,382,000152,405,000
Net income
29m
-33.54%
2,571,0834,324,5195,811,600871,1522,511,824-8,178,639-4,707,5211,030,0521,402,0631,680,8091,638,2821,509,5855,798,8085,015,00018,115,00026,548,00024,332,00034,790,00043,022,00028,593,000
CFO
40m
-30.07%
4,550,6986,685,9725,301,08811,782,5723,497,3016,048,34410,109,7332,722,0874,906,0724,421,5573,541,4532,341,42511,590,7416,642,30120,823,96629,866,00029,069,00046,182,00056,793,00039,716,000
Earnings
Jan 20, 2025

Profile

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.
URL
https://www.smartfinancialinc.com/
IPO date
Jun 21, 2001
Employees
583
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
152,405
2,288.04%
6,382
-95.35%
Cost of revenue
70,247
74,668
Unusual Expense (Income)
NOPBT
82,158
(68,286)
NOPBT Margin
53.91%
Operating Taxes
7,633
11,886
Tax Rate
9.29%
NOPAT
74,525
(80,172)
Net income
28,593
-33.54%
43,022
23.66%
Dividends
(5,427)
(4,724)
Dividend yield
1.31%
1.02%
Proceeds from repurchase of equity
108
(15)
BB yield
-0.03%
0.00%
Debt
Debt current
8,000
12,500
Long-term debt
42,099
59,290
Deferred revenue
Other long-term liabilities
(46,790)
Net debt
(1,109,543)
(1,463,899)
Cash flow
Cash from operating activities
39,716
56,793
CAPEX
(6,270)
(12,487)
Cash from investing activities
(135,240)
(840,818)
Cash from financing activities
181,371
5,372
FCF
5,961
(25,906)
Balance
Cash
469,996
750,317
Long term investments
689,646
785,372
Excess cash
1,152,022
1,535,370
Stockholders' equity
164,187
138,122
Invested Capital
4,665,200
4,487,291
ROIC
1.63%
ROCE
1.70%
EV
Common stock shares outstanding
16,918
16,871
Price
24.49
-10.95%
27.50
0.51%
Market cap
414,328
-10.70%
463,963
8.02%
EV
(695,215)
(999,936)
EBITDA
95,656
(55,642)
EV/EBITDA
17.97
Interest
87,963
21,333
Interest/NOPBT
107.07%