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XNYS
RNST
Market cap3.66bUSD
Jun 10, Last price  
36.52USD
Name

Renasant Corp

Chart & Performance

D1W1MN
P/E
17.75
P/S
5.24
EPS
2.06
Div Yield, %
—
Shrs. gr., 5y
0.52%
Rev. gr., 5y
2.09%
Revenues
662m
+4.85%
120,642,000130,006,000148,008,000163,484,000157,024,000158,766,000188,357,000202,049,000229,172,000283,249,000350,045,000438,222,000469,037,000540,486,000597,338,000660,289,000650,985,000630,551,000631,782,000662,451,000
Net income
195m
+35.10%
24,209,00027,125,00031,101,00024,052,00018,518,00031,675,00025,632,00026,637,00033,487,00059,582,00068,014,00090,930,00092,188,000146,920,000167,914,00083,651,000175,892,000166,068,000144,678,000195,457,000
CFO
129m
-12.88%
49,705,00035,308,00043,268,00062,601,00049,705,000100,450,000153,131,000177,710,000153,286,000124,683,000252,625,000163,797,000201,561,00077,406,000163,623,00082,242,000142,659,000574,045,000148,553,000129,426,000
Earnings
Jul 21, 2025

Profile

Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. It operates through three segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estate–1-4 family mortgage; real estate–commercial mortgage; real estate–construction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Insurance segment provides insurance agency services, such as commercial and personal insurance products through insurance carriers. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts; annuities, mutual funds, and other investment services through a third party broker-dealer; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated a network of 189 banking, lending, and mortgage offices located in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee; 150 full-service branches and 11 limited-service branches; 173 ATMs; and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is headquartered in Tupelo, Mississippi.
URL
https://www.renasantbank.com/
IPO date
Apr 21, 1992
Employees
2,334
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
662,451
4.85%
631,782
0.20%
630,551
-3.14%
Cost of revenue
74,652
130,957
275,979
Unusual Expense (Income)
NOPBT
587,799
500,825
354,572
NOPBT Margin
88.73%
79.27%
56.23%
Operating Taxes
49,508
32,509
45,240
Tax Rate
8.42%
6.49%
12.76%
NOPAT
538,291
468,316
309,332
Net income
195,457
35.10%
144,678
-12.88%
166,068
-5.59%
Dividends
(53,727)
(50,279)
(49,991)
Dividend yield
2.52%
2.64%
2.37%
Proceeds from repurchase of equity
217,000
BB yield
-10.16%
Debt
Debt current
108,018
300,000
712,232
Long-term debt
430,614
474,190
478,160
Deferred revenue
(50,248)
Other long-term liabilities
14,817,918
14,326,175
13,711,795
Net debt
(490,789)
(2,500,512)
(3,777,524)
Cash flow
Cash from operating activities
129,426
148,553
574,045
CAPEX
(21,634)
(14,838)
Cash from investing activities
(298,041)
(55,399)
(2,043,657)
Cash from financing activities
459,296
132,205
167,639
FCF
452,377
362,788
408,931
Balance
Cash
1,029,421
1,129,959
2,109,934
Long term investments
2,144,743
2,857,982
Excess cash
996,298
3,243,113
4,936,388
Stockholders' equity
1,283,667
1,094,351
945,171
Invested Capital
17,146,588
16,258,607
15,992,757
ROIC
3.22%
2.90%
1.95%
ROCE
3.24%
2.89%
2.09%
EV
Common stock shares outstanding
59,749
56,448
56,105
Price
35.75
6.15%
33.68
-10.40%
37.59
-0.95%
Market cap
2,136,019
12.35%
1,901,174
-9.85%
2,108,989
-0.97%
EV
1,645,230
(599,338)
(1,668,535)
EBITDA
620,083
536,056
397,316
EV/EBITDA
2.65
Interest
375,581
277,992
60,512
Interest/NOPBT
63.90%
55.51%
17.07%