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XNYS
QTWO
Market cap5.69bUSD
Jun 06, Last price  
91.27USD
1D
1.43%
1Q
20.25%
Jan 2017
216.36%
IPO
465.84%
Name

Q2 Holdings Inc

Chart & Performance

D1W1MN
P/E
P/S
8.16
EPS
Div Yield, %
Shrs. gr., 5y
5.40%
Rev. gr., 5y
17.16%
Revenues
696m
+11.50%
26,982,00041,101,00056,872,00079,129,000108,867,000150,224,000193,978,000241,100,000315,484,000402,751,000498,720,000565,673,000624,624,000696,464,000
Net income
-39m
L-41.06%
-3,027,000-8,779,000-17,875,000-19,634,000-25,063,000-36,354,000-26,164,000-35,397,000-70,877,000-137,620,000-112,746,000-108,983,000-65,384,000-38,536,000
CFO
136m
+93.12%
-1,120,000-3,009,000-1,507,000-5,286,0005,399,0003,394,0009,472,0004,595,000567,000-2,890,00030,925,00036,556,00070,292,000135,751,000
Earnings
Jul 29, 2025

Profile

Q2 Holdings, Inc. provides cloud-based digital banking solutions to regional and community financial institutions (RCFIs) in the United States. The company offers Q2 Consumer Banking, a browser-based digital banking solution and comprehensive financial institution branded digital banking capabilities; Q2 Small Business and Commercial, a mobile and tablet digital banking solution; Q2mobile Remote Deposit Capture, a partnered solution that allows remote check deposit capture. It also provides Q2 Sentinel, a security analytics solution; Q2 Patrol, an event-driven validation product; Q2 SMART, a targeting and messaging platform; and Q2 CardSwap that allows account holders receiving newly issued cards to automatically change their payment information. In addition, the company offers Q2 Gro, a digital account opening, and digital sales and marketing platform; Q2 Biller Direct, a bill payment solution; ClickSWITCH allows financial institutions to direct deposits to the end user. Centrix Dispute Tracking System, an electronic transaction dispute management solution; Centrix Payments I.Q. System, an ACH file monitoring and risk reporting solution; Centrix Exact/Transaction Management System, a fraud prevention tool; and Q2 Caliper Software Development Kit. Futher, it provides Q2 Contextual PFM, which allows end users to add external accounts and view them together with internal accounts on digital banking home page; Q2 Goals that enables end users to establish and save towards specific savings goals; Q2 Cloud Lending, a digital lending and leasing platform; PrecisionLender platform, a cloud-based, data-driven sales enablement, pricing, and portfolio management solution; and Q2 BaaS, a portfolio of open API financial services. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.
IPO date
Mar 20, 2014
Employees
2,242
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
696,464
11.50%
624,624
10.42%
565,673
13.42%
Cost of revenue
714,120
679,015
651,010
Unusual Expense (Income)
NOPBT
(17,656)
(54,391)
(85,337)
NOPBT Margin
Operating Taxes
7,676
3,562
2,908
Tax Rate
NOPAT
(25,332)
(57,953)
(88,245)
Net income
(38,536)
-41.06%
(65,384)
-40.01%
(108,983)
-3.34%
Dividends
Dividend yield
Proceeds from repurchase of equity
5,882
BB yield
-0.38%
Debt
Debt current
200,658
20,872
20,311
Long-term debt
389,134
592,076
773,179
Deferred revenue
17,350
21,691
Other long-term liabilities
37,638
7,981
6,189
Net debt
143,166
288,940
343,951
Cash flow
Cash from operating activities
135,751
70,292
36,556
CAPEX
(6,692)
(5,673)
(30,052)
Cash from investing activities
(21,080)
113,268
(165,555)
Cash from financing activities
13,317
(152,012)
5,882
FCF
(10,631)
(38,052)
(65,891)
Balance
Cash
446,626
324,008
433,353
Long term investments
16,186
Excess cash
411,803
292,777
421,255
Stockholders' equity
(666,097)
(626,799)
(563,276)
Invested Capital
1,762,650
1,657,533
1,741,271
ROIC
ROCE
EV
Common stock shares outstanding
60,105
58,354
57,300
Price
100.65
131.86%
43.41
61.56%
26.87
-66.18%
Market cap
6,049,568
138.82%
2,533,147
64.53%
1,539,651
-65.63%
EV
6,192,734
2,822,087
1,883,602
EBITDA
51,153
17,316
(23,678)
EV/EBITDA
121.06
162.98
Interest
4,939
5,732
6,676
Interest/NOPBT