XNYSPRI
Market cap9.21bUSD
Jan 07, Last price
275.97USD
1D
0.27%
1Q
-0.79%
Jan 2017
299.09%
IPO
1,304.43%
Name
Primerica Inc
Chart & Performance
Profile
Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement products. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental health, accidental death, and disability for small businesses. It distributes and sells its products through a network of 129,515 licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
IPO date
Apr 01, 2010
Employees
2,646
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 2,815,691 3.51% | 2,720,133 0.38% | |||||||
Cost of revenue | 1,029,551 | 1,018,563 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 1,786,140 | 1,701,570 | |||||||
NOPBT Margin | 63.44% | 62.55% | |||||||
Operating Taxes | 175,079 | 125,775 | |||||||
Tax Rate | 9.80% | 7.39% | |||||||
NOPAT | 1,611,061 | 1,575,795 | |||||||
Net income | 576,601 54.58% | 373,012 -0.09% | |||||||
Dividends | (93,715) | (83,783) | |||||||
Dividend yield | 1.26% | 1.55% | |||||||
Proceeds from repurchase of equity | (375,062) | (356,306) | |||||||
BB yield | 5.06% | 6.59% | |||||||
Debt | |||||||||
Debt current | 638,900 | ||||||||
Long-term debt | 2,103,017 | 2,129,364 | |||||||
Deferred revenue | (196,605) | ||||||||
Other long-term liabilities | 10,784,859 | 10,712,319 | |||||||
Net debt | 434,723 | (4,334,722) | |||||||
Cash flow | |||||||||
Cash from operating activities | 692,517 | 757,665 | |||||||
CAPEX | (33,897) | (25,805) | |||||||
Cash from investing activities | (90,051) | (200,048) | |||||||
Cash from financing activities | (479,621) | (457,850) | |||||||
FCF | 1,559,601 | 6,437,881 | |||||||
Balance | |||||||||
Cash | 1,617,119 | 3,054,102 | |||||||
Long term investments | 51,175 | 4,048,884 | |||||||
Excess cash | 1,527,509 | 6,966,979 | |||||||
Stockholders' equity | 2,065,967 | 1,721,499 | |||||||
Invested Capital | 13,364,976 | 13,306,255 | |||||||
ROIC | 12.08% | 11.72% | |||||||
ROCE | 11.90% | 11.25% | |||||||
EV | |||||||||
Common stock shares outstanding | 36,027 | 38,106 | |||||||
Price | 205.76 45.09% | 141.82 -7.47% | |||||||
Market cap | 7,412,916 37.17% | 5,404,193 -11.08% | |||||||
EV | 7,847,639 | 1,069,471 | |||||||
EBITDA | 1,818,104 | 1,735,744 | |||||||
EV/EBITDA | 4.32 | 0.62 | |||||||
Interest | 26,594 | 27,237 | |||||||
Interest/NOPBT | 1.49% | 1.60% |