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XNYS
PAGS
Market cap2.51bUSD
Mar 31, Last price  
7.63USD
1D
-3.78%
1Q
21.88%
IPO
-73.96%
Name

PagSeguro Digital Ltd

Chart & Performance

D1W1MN
P/E
8.67
P/S
0.91
EPS
5.02
Div Yield, %
Shrs. gr., 5y
0.36%
Rev. gr., 5y
29.53%
Revenues
15.68b
+0.64%
235,219,351526,715,9261,062,910,9722,621,791,5194,299,732,2345,691,076,8996,732,790,46910,656,701,26015,579,880,00715,680,288,000
Net income
1.65b
+9.90%
29,331,27341,552,042118,753,668497,452,416963,847,7711,392,580,0201,291,658,0001,166,102,0001,504,768,0001,653,684,000
CFO
4.00b
+11.45%
17,557,20556,374,71471,884,690471,304,997-1,869,039,995489,083,6212,167,701,308929,175,4233,588,953,6963,999,753,000
Earnings
May 21, 2025

Profile

PagSeguro Digital Ltd., together with its subsidiaries, provides financial technology solutions and services for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company's products and services include PagSeguro Ecosystem, a digital ecosystem that operates as a closed loop where its clients are able to address their primary day to day financial needs, including receiving and spending funds, and managing and growing their businesses; PagBank digital account, which offers banking services through the PagBank mobile app, as well as centralizes various cash-in options, functionalities, services, and cash-out options in a single ecosystem; and PlugPag, a tool for medium-sized and larger merchants that enables them to connect their point of sale (POS) device directly to their enterprise resource planning software or sales automation system through Bluetooth. It also offers cash-in solutions; online and in-person payment tools; and online gaming and cross-border digital services, as well as issues prepaid, credit, and cash cards. In addition, the company provides functionalities, and value-added services and features, such as purchase protection mechanisms, antifraud platform, account and business management tools, and POS app; and operates an online platform that facilitates peer-to-peer lending. Further, it is involved in processing of back-office solutions, including sales reconciliation, and gateway solutions and services, as well as the capture of credit cards with acquirers and sub acquirers. The company was founded in 2006 and is headquartered in São Paulo, Brazil.
IPO date
Jan 24, 2018
Employees
6,751
Domiciled in
KY
Incorporated in
KY

Valuation

Title
BRL in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
15,680,288
0.64%
15,579,880
46.20%
Cost of revenue
10,295,085
10,345,180
Unusual Expense (Income)
NOPBT
5,385,203
5,234,700
NOPBT Margin
34.34%
33.60%
Operating Taxes
363,423
261,613
Tax Rate
6.75%
5.00%
NOPAT
5,021,780
4,973,087
Net income
1,653,684
9.90%
1,504,768
29.04%
Dividends
Dividend yield
Proceeds from repurchase of equity
(399,408)
(299,534)
BB yield
9.89%
10.41%
Debt
Debt current
11,554,800
10,173,171
Long-term debt
4,985,305
1,944,854
Deferred revenue
17,724
17,579
Other long-term liabilities
2,513,611
271,882
Net debt
13,642,987
8,355,143
Cash flow
Cash from operating activities
3,999,753
3,588,954
CAPEX
(951,558)
(2,195,691)
Cash from investing activities
(2,703,797)
(2,245,161)
Cash from financing activities
(225,993)
(1,308,093)
FCF
(13,271)
(3,358,376)
Balance
Cash
2,899,060
2,948,006
Long term investments
(1,942)
814,876
Excess cash
2,113,104
2,983,888
Stockholders' equity
14,023,374
12,383,049
Invested Capital
30,117,870
21,284,558
ROIC
19.54%
29.50%
ROCE
16.71%
20.26%
EV
Common stock shares outstanding
323,956
329,235
Price
12.47
42.68%
8.74
-66.67%
Market cap
4,039,726
40.39%
2,877,511
-66.96%
EV
17,682,713
11,232,655
EBITDA
6,740,856
6,396,772
EV/EBITDA
2.62
1.76
Interest
3,001,443
3,151,552
Interest/NOPBT
55.74%
60.21%