XNYSOBK
Market cap1.03bUSD
Jan 08, Last price
33.07USD
1D
0.21%
1Q
6.13%
IPO
8.75%
Name
Origin Bancorp Inc
Chart & Performance
P/E
12.30
P/S
3.02
EPS
2.69
Div Yield, %
1.80%
Shrs. gr., 5y
6.86%
Rev. gr., 5y
12.56%
Revenues
341m
+2.58%
Net income
84m
-4.46%
CFO
130m
-10.80%
Dividend
Aug 15, 20240.15 USD/sh
Earnings
Jan 22, 2025
Profile
Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, high net worth individuals, and retail clients in Texas, Louisiana, and Mississippi. It offers noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, residential mortgage, and paycheck protection program loans. The company also offers personal and commercial property, and casualty insurance products; and Internet banking and voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit box, U.S. savings bonds, and automatic account transfer services; and treasury management, mortgage origination and servicing facilities, peer-to-peer electronic pay solutions, and personal financial management solutions. As of December 31, 2021, it operated 44 banking centers. The company was founded in 1912 and is headquartered in Ruston, Louisiana.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | ||||||||
Revenues | 341,139 2.58% | 332,552 19.43% | ||||||
Cost of revenue | (95,377) | 131,522 | ||||||
Unusual Expense (Income) | ||||||||
NOPBT | 436,516 | 201,030 | ||||||
NOPBT Margin | 127.96% | 60.45% | ||||||
Operating Taxes | 22,123 | 19,727 | ||||||
Tax Rate | 5.07% | 9.81% | ||||||
NOPAT | 414,393 | 181,303 | ||||||
Net income | 83,800 -4.46% | 87,715 -19.19% | ||||||
Dividends | (18,567) | (15,887) | ||||||
Dividend yield | 1.69% | |||||||
Proceeds from repurchase of equity | 3,140 | |||||||
BB yield | -0.29% | |||||||
| Debt | ||||||||
Debt current | 70,000 | 550,000 | ||||||
Long-term debt | 246,576 | 872,390 | ||||||
Deferred revenue | ||||||||
Other long-term liabilities | 449,566 | (840,995) | ||||||
Net debt | (1,235,054) | (2,237,193) | ||||||
| Cash flow | ||||||||
Cash from operating activities | 129,921 | 145,649 | ||||||
CAPEX | (26,830) | (8,466) | ||||||
Cash from investing activities | (130,031) | (455,988) | ||||||
Cash from financing activities | (78,421) | (36,307) | ||||||
FCF | 8,708,695 | (4,032,253) | ||||||
| Balance | ||||||||
Cash | 279,576 | 2,000,456 | ||||||
Long term investments | 1,272,054 | 1,659,127 | ||||||
Excess cash | 1,534,573 | 3,642,955 | ||||||
Stockholders' equity | 534,327 | 429,274 | ||||||
Invested Capital | 1,307,182 | 9,806,793 | ||||||
ROIC | 7.46% | 3.18% | ||||||
ROCE | 23.70% | 1.96% | ||||||
| EV | ||||||||
Common stock shares outstanding | 30,932 | 26,761 | ||||||
Price | 35.57 | |||||||
Market cap | 1,100,237 | |||||||
EV | (134,817) | |||||||
EBITDA | 454,144 | 213,335 | ||||||
EV/EBITDA | ||||||||
Interest | 223,834 | 51,326 | ||||||
Interest/NOPBT | 51.28% | 25.53% | ||||||