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XNYS
MCY
Market cap3.71bUSD
Jul 16, Last price  
67.07USD
1D
1.04%
1Q
24.64%
Jan 2017
11.39%
Name

Mercury General Corp

Chart & Performance

D1W1MN
P/E
7.94
P/S
0.68
EPS
8.45
Div Yield, %
1.42%
Shrs. gr., 5y
0.01%
Rev. gr., 5y
6.63%
Revenues
5.48b
+18.27%
2,991,913,0003,168,743,0003,178,750,0005,710,345,0003,121,493,0002,775,885,0002,777,285,0002,783,370,0002,821,041,0003,011,773,0003,009,300,0003,227,683,0003,415,962,0003,380,004,0003,972,518,0003,784,511,0003,993,357,0003,643,066,0004,629,631,0005,475,633,000
Net income
468m
+385.75%
253,259,000214,817,000237,832,000-242,119,000403,072,000152,198,000191,164,000116,911,000112,143,000177,949,00074,479,00073,044,000144,877,000-5,728,000320,087,000374,607,000247,937,000-512,672,00096,336,000467,953,000
CFO
1.04b
+128.95%
489,818,000361,941,000216,121,00064,601,000189,025,00091,781,000158,525,000148,062,000209,804,000246,535,000190,244,000287,473,000341,405,000383,434,000519,678,000605,616,000501,584,000352,589,000452,988,0001,037,117,000
Dividend
Sep 12, 20240.3175 USD/sh
Earnings
Jul 28, 2025

Profile

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.
IPO date
Nov 21, 1985
Employees
4,300
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
5,475,633
18.27%
4,629,631
27.08%
3,643,066
-8.77%
Cost of revenue
301,330
308,449
Unusual Expense (Income)
NOPBT
5,475,633
4,328,301
3,334,617
NOPBT Margin
100.00%
93.49%
91.53%
Operating Taxes
106,927
3,092
(158,043)
Tax Rate
1.95%
0.07%
NOPAT
5,368,706
4,325,209
3,492,660
Net income
467,953
385.75%
96,336
-118.79%
(512,672)
-306.78%
Dividends
(70,326)
(70,322)
(105,482)
Dividend yield
1.91%
3.40%
5.57%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
11,340
Long-term debt
587,708
602,191
442,178
Deferred revenue
(86,879)
Other long-term liabilities
5,769,228
4,963,211
4,364,981
Net debt
(132,549)
(5,177,232)
(4,869,995)
Cash flow
Cash from operating activities
1,037,117
452,988
352,589
CAPEX
(46,138)
(36,810)
(35,508)
Cash from investing activities
(796,656)
(295,437)
(316,384)
Cash from financing activities
(71,107)
103,576
(81,986)
FCF
5,101,770
4,291,286
3,688,725
Balance
Cash
720,257
729,394
412,713
Long term investments
5,050,029
4,910,800
Excess cash
446,475
5,547,941
5,141,360
Stockholders' equity
1,846,825
1,548,145
1,522,131
Invested Capital
7,864,157
5,380,033
4,654,560
ROIC
81.07%
86.21%
77.10%
ROCE
65.89%
62.47%
53.24%
EV
Common stock shares outstanding
55,377
55,371
55,371
Price
66.48
78.18%
37.31
9.09%
34.20
-35.54%
Market cap
3,681,463
78.20%
2,065,892
9.09%
1,893,688
-35.55%
EV
3,548,914
(3,111,340)
(2,976,307)
EBITDA
5,549,066
4,400,541
3,417,007
EV/EBITDA
0.64
Interest
30,824
24,169
17,232
Interest/NOPBT
0.56%
0.56%
0.52%