XNYS
LU
Market cap590mUSD
Jun 24, Last price
2.82USD
1D
1.08%
1Q
-7.84%
IPO
-94.66%
Name
Lufax Holding Ltd
Chart & Performance
P/E
9.56
P/S
0.20
EPS
2.12
Div Yield, %
85.82%
Shrs. gr., 5y
1.27%
Rev. gr., 5y
3.45%
Revenues
41.68b
-17.38%
Net income
887m
-89.81%
CFO
15.03b
+237.36%
Dividend
Jun 04, 20242.42 USD/sh
Profile
Lufax Holding Ltd operates a technology-empowered personal financial services platform in China. It offers loan products, including unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management platforms, such as Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong) to the middle class and affluent investors to invest in products and portfolios; retail credit facilitation services platform that offers small business owners with lending solutions; and technology empowerment solutions for financial institutions. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.
Valuation
Title CNY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | ||||||||
Revenues | 41,681,727 -17.38% | 50,447,092 -7.12% | ||||||
Cost of revenue | 24,864,548 | 32,192,286 | ||||||
Unusual Expense (Income) | ||||||||
NOPBT | 16,817,179 | 18,254,806 | ||||||
NOPBT Margin | 40.35% | 36.19% | ||||||
Operating Taxes | 610,626 | 4,238,232 | ||||||
Tax Rate | 3.63% | 23.22% | ||||||
NOPAT | 16,206,553 | 14,016,574 | ||||||
Net income | 886,865 -89.81% | 8,699,369 -48.23% | ||||||
Dividends | (1,435,461) | (7,717,474) | ||||||
Dividend yield | ||||||||
Proceeds from repurchase of equity | 15,938 | |||||||
BB yield | ||||||||
| Debt | ||||||||
Debt current | 748,807,000 | |||||||
Long-term debt | 45,246,940 | 53,863,522 | ||||||
Deferred revenue | 3,067,715 | |||||||
Other long-term liabilities | 88,415,482 | (44,677,866) | ||||||
Net debt | (26,648,801) | 724,943,229 | ||||||
| Cash flow | ||||||||
Cash from operating activities | 15,030,286 | 4,455,301 | ||||||
CAPEX | (48,340) | (122,843) | ||||||
Cash from investing activities | (5,937,432) | 8,447,678 | ||||||
Cash from financing activities | (20,554,946) | (9,918,803) | ||||||
FCF | 726,675,505 | 80,745,490 | ||||||
| Balance | ||||||||
Cash | 39,988,958 | 43,882,127 | ||||||
Long term investments | 31,906,783 | 33,845,166 | ||||||
Excess cash | 69,811,655 | 75,204,938 | ||||||
Stockholders' equity | 67,184,317 | 68,355,570 | ||||||
Invested Capital | 69,971,746 | 1,014,834,050 | ||||||
ROIC | 2.99% | 1.34% | ||||||
ROCE | 12.26% | 1.68% | ||||||
| EV | ||||||||
Common stock shares outstanding | 573,581 | 573,684 | ||||||
Price | ||||||||
Market cap | ||||||||
EV | ||||||||
EBITDA | 17,423,329 | 19,025,944 | ||||||
EV/EBITDA | ||||||||
Interest | 9,210,426 | 1,238,992 | ||||||
Interest/NOPBT | 54.77% | 6.79% | ||||||