XNYSLC
Market cap1.68bUSD
Jan 10, Last price
14.94USD
1D
-6.16%
1Q
20.19%
Jan 2017
184.57%
IPO
-39.49%
Name
LendingClub Corp
Chart & Performance
Profile
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 864,619 -25.88% | 1,166,544 45.38% | |||||||
Cost of revenue | 1,211,220 | 641,426 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | (346,601) | 525,118 | |||||||
NOPBT Margin | 45.01% | ||||||||
Operating Taxes | 15,678 | (136,648) | |||||||
Tax Rate | |||||||||
NOPAT | (362,279) | 661,766 | |||||||
Net income | 38,939 -86.56% | 289,685 1,459.12% | |||||||
Dividends | |||||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | |||||||||
BB yield | |||||||||
Debt | |||||||||
Debt current | 2,619 | ||||||||
Long-term debt | 95,092 | 218,092 | |||||||
Deferred revenue | 6,815,453 | ||||||||
Other long-term liabilities | (6,879,946) | ||||||||
Net debt | (4,440,827) | (1,566,043) | |||||||
Cash flow | |||||||||
Cash from operating activities | (1,136,600) | 375,568 | |||||||
CAPEX | (59,509) | (69,481) | |||||||
Cash from investing activities | 516,697 | (2,809,800) | |||||||
Cash from financing activities | 789,567 | 2,795,130 | |||||||
FCF | (347,443) | 661,894 | |||||||
Balance | |||||||||
Cash | 2,872,766 | 1,402,732 | |||||||
Long term investments | 1,663,153 | 384,022 | |||||||
Excess cash | 4,492,688 | 1,728,427 | |||||||
Stockholders' equity | (418,006) | (1,381,206) | |||||||
Invested Capital | 9,154,027 | 9,299,079 | |||||||
ROIC | 8.88% | ||||||||
ROCE | 6.58% | ||||||||
EV | |||||||||
Common stock shares outstanding | 108,469 | 104,001 | |||||||
Price | 8.74 -0.68% | 8.80 -63.61% | |||||||
Market cap | 948,018 3.58% | 915,211 -62.95% | |||||||
EV | (3,492,809) | (1,567,742) | |||||||
EBITDA | (299,406) | 568,949 | |||||||
EV/EBITDA | 11.67 | ||||||||
Interest | 270,792 | 82,515 | |||||||
Interest/NOPBT | 15.71% |