XNYSKMPR
Market cap4.15bUSD
Jan 08, Last price
64.78USD
1D
0.26%
1Q
7.13%
Jan 2017
46.23%
Name
Kemper Corp
Chart & Performance
Profile
Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance, as well as supplemental accident and health insurance products; and Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 4,914,700 -11.87% | 5,576,800 -3.73% | |||||||
Cost of revenue | 413,000 | 358,400 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 4,501,700 | 5,218,400 | |||||||
NOPBT Margin | 91.60% | 93.57% | |||||||
Operating Taxes | (74,800) | (88,300) | |||||||
Tax Rate | |||||||||
NOPAT | 4,576,500 | 5,306,700 | |||||||
Net income | (272,100) -9.66% | (301,200) 149.96% | |||||||
Dividends | (80,100) | (79,700) | |||||||
Dividend yield | 2.57% | 2.54% | |||||||
Proceeds from repurchase of equity | 4,300 | ||||||||
BB yield | -0.14% | ||||||||
Debt | |||||||||
Debt current | 449,300 | ||||||||
Long-term debt | 1,431,100 | 1,459,500 | |||||||
Deferred revenue | (218,100) | ||||||||
Other long-term liabilities | 8,122,200 | 9,366,300 | |||||||
Net debt | (7,009,900) | (13,110,200) | |||||||
Cash flow | |||||||||
Cash from operating activities | (210,300) | ||||||||
CAPEX | (53,800) | (30,800) | |||||||
Cash from investing activities | 107,900 | (108,400) | |||||||
Cash from financing activities | (122,000) | 382,900 | |||||||
FCF | 4,581,000 | 17,728,200 | |||||||
Balance | |||||||||
Cash | 587,000 | 7,385,600 | |||||||
Long term investments | 7,854,000 | 7,633,400 | |||||||
Excess cash | 8,195,265 | 14,740,160 | |||||||
Stockholders' equity | 659,700 | 630,500 | |||||||
Invested Capital | 12,032,400 | 12,629,500 | |||||||
ROIC | 37.11% | 42.36% | |||||||
ROCE | 35.33% | 38.72% | |||||||
EV | |||||||||
Common stock shares outstanding | 64,026 | 63,826 | |||||||
Price | 48.67 -1.08% | 49.20 -16.31% | |||||||
Market cap | 3,116,126 -0.77% | 3,140,215 -16.88% | |||||||
EV | (3,893,974) | (9,969,985) | |||||||
EBITDA | 4,560,300 | 5,289,300 | |||||||
EV/EBITDA | |||||||||
Interest | 56,100 | 257,600 | |||||||
Interest/NOPBT | 1.25% | 4.94% |