XNYSING
Market cap47bUSD
Dec 20, Last price
15.31USD
1D
-0.65%
1Q
-17.95%
Jan 2017
8.58%
Name
ING Groep NV
Chart & Performance
Profile
ING Groep N.V., a financial institution, provides various banking products and services in the Netherlands, Belgium, Germany, Poland, Rest of Europe, North America, Latin America, Asia, and Australia. It operates in six segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, Wholesale Banking, and Corporate Line Banking. The company accepts various deposits, such as current and savings accounts; and offers business lending products, as well as consumer lending products, such as residential mortgage loans, term loans, and revolver and personal loans. It also provides debt capital market, working capital, export finance, daily banking, treasury and risk, and corporate finance solutions; and specialized lending, equity market, finance, payments and cash management, and trade services and solutions, as well as savings, investment, insurance, mortgage, and digital banking services. The company serves customers, corporate clients, and financial institutions, including small and medium-sized, and mid-corporates. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 22,405,000 77,158.62% | 29,000 -99.84% | 18,285,000 2.62% | |||||||
Cost of revenue | 7,532,000 | 7,181,000 | 6,527,000 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 14,873,000 | (7,152,000) | 11,758,000 | |||||||
NOPBT Margin | 66.38% | 64.30% | ||||||||
Operating Taxes | 2,970,000 | 1,725,000 | 1,877,000 | |||||||
Tax Rate | 19.97% | 15.96% | ||||||||
NOPAT | 11,903,000 | (8,877,000) | 9,881,000 | |||||||
Net income | 7,287,000 98.34% | 3,674,000 -23.07% | 4,776,000 92.19% | |||||||
Dividends | (2,967,000) | (3,093,000) | (2,382,000) | |||||||
Dividend yield | 6.15% | 7.49% | 5.00% | |||||||
Proceeds from repurchase of equity | (3,531,000) | |||||||||
BB yield | 7.32% | |||||||||
Debt | ||||||||||
Debt current | 83,013,000 | 51,091,000 | ||||||||
Long-term debt | 151,162,000 | 120,671,000 | 117,234,000 | |||||||
Deferred revenue | 14,000 | 30,000 | 19,000 | |||||||
Other long-term liabilities | 824,761,000 | 159,246,000 | (116,636,000) | |||||||
Net debt | (109,497,000) | (17,941,000) | (78,885,000) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (11,340,000) | (11,112,000) | (14,943,000) | |||||||
CAPEX | (246,000) | (231,000) | (184,000) | |||||||
Cash from investing activities | (8,545,000) | (5,307,000) | 6,220,000 | |||||||
Cash from financing activities | (4,887,000) | 4,649,000 | 5,387,000 | |||||||
FCF | (578,288,000) | 218,262,000 | (7,658,000) | |||||||
Balance | ||||||||||
Cash | 49,684,000 | 118,596,000 | 137,804,000 | |||||||
Long term investments | 210,975,000 | 103,029,000 | 109,406,000 | |||||||
Excess cash | 259,538,750 | 221,623,550 | 246,295,750 | |||||||
Stockholders' equity | 35,068,000 | 34,500,000 | 39,163,000 | |||||||
Invested Capital | 940,331,000 | 374,584,000 | 560,834,000 | |||||||
ROIC | 1.81% | 1.82% | ||||||||
ROCE | 1.52% | 1.96% | ||||||||
EV | ||||||||||
Common stock shares outstanding | 3,565,300 | 3,624,300 | 3,890,700 | |||||||
Price | 13.53 18.79% | 11.39 -6.94% | 12.24 60.21% | |||||||
Market cap | 48,238,509 16.85% | 41,280,777 -13.32% | 47,622,168 59.78% | |||||||
EV | (60,314,491) | 23,843,777 | (30,526,832) | |||||||
EBITDA | 15,547,000 | (6,441,000) | 12,592,000 | |||||||
EV/EBITDA | ||||||||||
Interest | 36,252,000 | 14,714,000 | 7,498,000 | |||||||
Interest/NOPBT | 243.74% | 63.77% |