XNYSHMN
Market cap1.49bUSD
Jan 10, Last price
36.56USD
1D
-3.18%
1Q
4.79%
Jan 2017
-14.58%
Name
Horace Mann Educators Corp
Chart & Performance
Profile
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products. It also offers student loan solutions, including online student loan management accounts for educators. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 1,491,900 7.98% | 1,381,600 3.87% | |||||||
Cost of revenue | |||||||||
Unusual Expense (Income) | |||||||||
NOPBT | 1,491,900 | 1,381,600 | |||||||
NOPBT Margin | 100.00% | 100.00% | |||||||
Operating Taxes | 8,300 | (3,300) | |||||||
Tax Rate | 0.56% | ||||||||
NOPAT | 1,483,600 | 1,384,900 | |||||||
Net income | 45,000 127.27% | 19,800 -88.38% | |||||||
Dividends | (53,900) | (52,600) | |||||||
Dividend yield | 3.98% | 3.37% | |||||||
Proceeds from repurchase of equity | (6,500) | (24,000) | |||||||
BB yield | 0.48% | 1.54% | |||||||
Debt | |||||||||
Debt current | 249,000 | ||||||||
Long-term debt | 546,000 | 253,600 | |||||||
Deferred revenue | 107,500 | ||||||||
Other long-term liabilities | 12,328,600 | (249,000) | |||||||
Net debt | (674,500) | (11,632,100) | |||||||
Cash flow | |||||||||
Cash from operating activities | 302,100 | 171,500 | |||||||
CAPEX | 35,700 | ||||||||
Cash from investing activities | (107,400) | (214,600) | |||||||
Cash from financing activities | (207,800) | (47,800) | |||||||
FCF | 2,238,900 | 876,000 | |||||||
Balance | |||||||||
Cash | 29,000 | 5,547,100 | |||||||
Long term investments | 1,191,500 | 6,587,600 | |||||||
Excess cash | 1,145,905 | 12,065,620 | |||||||
Stockholders' equity | 1,188,300 | 1,113,100 | |||||||
Invested Capital | 12,903,995 | 12,304,900 | |||||||
ROIC | 11.77% | 11.12% | |||||||
ROCE | 10.62% | 10.19% | |||||||
EV | |||||||||
Common stock shares outstanding | 41,400 | 41,800 | |||||||
Price | 32.70 -12.50% | 37.37 -3.44% | |||||||
Market cap | 1,353,780 -13.33% | 1,562,066 -4.35% | |||||||
EV | 679,280 | (10,070,034) | |||||||
EBITDA | 1,518,100 | 1,409,200 | |||||||
EV/EBITDA | 0.45 | ||||||||
Interest | 29,700 | 19,400 | |||||||
Interest/NOPBT | 1.99% | 1.40% |