XNYSGHLD
Market cap769mUSD
Jan 10, Last price
12.44USD
1D
-7.16%
1Q
-20.46%
IPO
-16.51%
Name
Guild Holdings Co
Chart & Performance
P/E
—
P/S
1.16
EPS
—
Div Yield, %
3.96%
Shrs. gr., 5y
0.32%
Rev. gr., 5y
5.48%
Revenues
664m
-43.01%
Net income
-39m
L
CFO
-92m
L
Dividend
May 17, 20240.5 USD/sh
Earnings
Mar 10, 2025
Profile
Guild Holdings Company, a mortgage company, originates, sells, and services residential mortgage loans in the United States. The company operates approximately 260 branches with licenses in 49 states. It originates residential mortgages through retail and correspondent channels. The company was incorporated in 1960 and is headquartered in San Diego, California.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | |
| Income | ||||||
Revenues | 663,862 -43.01% | 1,164,821 -26.10% | ||||
Cost of revenue | 551,765 | 1,366,823 | ||||
Unusual Expense (Income) | ||||||
NOPBT | 112,097 | (202,002) | ||||
NOPBT Margin | 16.89% | |||||
Operating Taxes | (6,994) | 91,389 | ||||
Tax Rate | ||||||
NOPAT | 119,091 | (293,391) | ||||
Net income | (39,009) -111.87% | 328,598 15.80% | ||||
Dividends | (30,479) | |||||
Dividend yield | 3.55% | |||||
Proceeds from repurchase of equity | (3,274) | (5,581) | ||||
BB yield | 0.38% | 0.90% | ||||
| Debt | ||||||
Debt current | 30,000 | 713,151 | ||||
Long-term debt | 527,171 | 298,734 | ||||
Deferred revenue | 95,769 | |||||
Other long-term liabilities | 352,868 | (96,299) | ||||
Net debt | 419,584 | 873,898 | ||||
| Cash flow | ||||||
Cash from operating activities | (91,719) | 1,259,593 | ||||
CAPEX | (5,512) | (3,861) | ||||
Cash from investing activities | (136,603) | (7,178) | ||||
Cash from financing activities | 208,949 | (1,353,781) | ||||
FCF | 666,605 | 820,458 | ||||
| Balance | ||||||
Cash | 136,816 | 137,891 | ||||
Long term investments | 771 | 96 | ||||
Excess cash | 104,394 | 79,746 | ||||
Stockholders' equity | 1,136,335 | 3,661,732 | ||||
Invested Capital | 3,188,203 | 3,640,033 | ||||
ROIC | 3.49% | |||||
ROCE | 3.12% | |||||
| EV | ||||||
Common stock shares outstanding | 60,967 | 61,379 | ||||
Price | 14.09 39.64% | 10.09 -28.08% | ||||
Market cap | 859,025 38.71% | 619,314 -27.43% | ||||
EV | 1,278,946 | 2,699,163 | ||||
EBITDA | 148,104 | (170,505) | ||||
EV/EBITDA | 8.64 | |||||
Interest | 70,598 | 49,240 | ||||
Interest/NOPBT | 62.98% | |||||