XNYSGDOT
Market cap480mUSD
Jan 10, Last price
8.93USD
1D
-4.29%
1Q
-21.25%
Jan 2017
-62.08%
IPO
-79.80%
Name
Green Dot Corp
Chart & Performance
Profile
Green Dot Corporation, a financial technology and bank holding company, provides various financial products to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company offers deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It also provides money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and simply paid disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services comprising tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Austin, Texas.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 1,501,328 3.57% | 1,449,566 1.14% | |||||||
Cost of revenue | 1,481,685 | 1,355,191 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 19,643 | 94,375 | |||||||
NOPBT Margin | 1.31% | 6.51% | |||||||
Operating Taxes | 7,911 | 19,709 | |||||||
Tax Rate | 40.27% | 20.88% | |||||||
NOPAT | 11,732 | 74,666 | |||||||
Net income | 6,722 -89.53% | 64,212 35.24% | |||||||
Dividends | |||||||||
Dividend yield | |||||||||
Proceeds from repurchase of equity | (3,903) | (89,348) | |||||||
BB yield | 0.75% | 10.48% | |||||||
Debt | |||||||||
Debt current | 64,369 | 3,495 | |||||||
Long-term debt | 8,743 | 48,661 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 1,895 | 5,777 | |||||||
Net debt | (2,846,152) | (3,125,476) | |||||||
Cash flow | |||||||||
Cash from operating activities | 97,519 | 277,686 | |||||||
CAPEX | (75,942) | (84,326) | |||||||
Cash from investing activities | 33,157 | (820,188) | |||||||
Cash from financing activities | (264,019) | 36,707 | |||||||
FCF | (248,774) | 717,786 | |||||||
Balance | |||||||||
Cash | 716,122 | 813,945 | |||||||
Long term investments | 2,203,142 | 2,363,687 | |||||||
Excess cash | 2,844,198 | 3,105,154 | |||||||
Stockholders' equity | 483,370 | 440,906 | |||||||
Invested Capital | 441,562 | 378,453 | |||||||
ROIC | 2.86% | 18.72% | |||||||
ROCE | 2.12% | 11.52% | |||||||
EV | |||||||||
Common stock shares outstanding | 52,510 | 53,871 | |||||||
Price | 9.90 -37.42% | 15.82 -56.35% | |||||||
Market cap | 519,849 -39.00% | 852,239 -57.41% | |||||||
EV | (2,326,303) | (2,273,237) | |||||||
EBITDA | 102,614 | 174,985 | |||||||
EV/EBITDA | |||||||||
Interest | 3,027 | 255 | |||||||
Interest/NOPBT | 15.41% | 0.27% |