XNYSFOA
Market cap280mUSD
Jan 10, Last price
28.29USD
1D
-3.78%
1Q
172.28%
IPO
188.67%
Name
Finance of America Companies Inc
Chart & Performance
P/E
—
P/S
1.20
EPS
—
Div Yield, %
0.00%
Shrs. gr., 5y
—
Rev. gr., 5y
-21.57%
Revenues
234m
-59.14%
Net income
-80m
L-88.81%
CFO
-72m
L
Earnings
Mar 04, 2025
Profile
Finance of America Companies Inc. operates a consumer lending platform in the United States. The company operates through: Mortgage Originations, Reverse Originations, Commercial Originations, Lender Services, and Portfolio Management segments. It provides residential mortgage loans to the government sponsored entities; government-insured agricultural lending solutions to farmers; product development, loan securitization, loan sales, risk management, asset management, and servicing oversight services to enterprise and third-party funds; and ancillary business services, title agency and title insurance services, mortgage servicing rights valuation and trade brokerage, transactional fulfillment services, mortgage loan third party review or due diligence services, and appraisal and capital management services to residential mortgage, student lending, and commercial lending industry customers. The company was founded in 2013 and is based in Irving, Texas.
IPO date
Apr 18, 2019
Employees
2,312
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | |
| Income | |||||||
Revenues | 234,250 -59.14% | 573,241 -66.98% | |||||
Cost of revenue | 258,886 | 1,182,815 | |||||
Unusual Expense (Income) | |||||||
NOPBT | (24,636) | (609,574) | |||||
NOPBT Margin | |||||||
Operating Taxes | (593) | (16,524) | |||||
Tax Rate | |||||||
NOPAT | (24,043) | (593,050) | |||||
Net income | (80,088) -88.81% | (715,528) -39.19% | |||||
Dividends | |||||||
Dividend yield | |||||||
Proceeds from repurchase of equity | 30,000 | ||||||
BB yield | -332.69% | ||||||
| Debt | |||||||
Debt current | 928,479 | 1,455,369 | |||||
Long-term debt | 25,389,649 | 18,796,794 | |||||
Deferred revenue | 3,918 | ||||||
Other long-term liabilities | (25,358,399) | (17,290,250) | |||||
Net debt | 26,271,646 | 20,172,927 | |||||
| Cash flow | |||||||
Cash from operating activities | (71,568) | 1,407,819 | |||||
CAPEX | (11,236) | ||||||
Cash from investing activities | 158,137 | (1,819,075) | |||||
Cash from financing activities | (139,228) | 225,214 | |||||
FCF | 388,356 | 1,418,326 | |||||
| Balance | |||||||
Cash | 46,482 | 18,666 | |||||
Long term investments | 60,570 | ||||||
Excess cash | 34,770 | 50,574 | |||||
Stockholders' equity | (674,522) | (483,647) | |||||
Invested Capital | 28,710,591 | 22,809,304 | |||||
ROIC | |||||||
ROCE | |||||||
| EV | |||||||
Common stock shares outstanding | 8,198 | 188,237 | |||||
Price | 1.10 -13.39% | 1.27 -68.01% | |||||
Market cap | 9,018 -96.23% | 239,060 -0.89% | |||||
EV | 26,320,764 | 20,562,902 | |||||
EBITDA | 22,909 | (544,583) | |||||
EV/EBITDA | 1,148.93 | ||||||
Interest | 1,391,887 | 151,737 | |||||
Interest/NOPBT | |||||||