XNYSFINV
Market cap352mUSD
Dec 23, Last price
6.87USD
1D
1.33%
1Q
21.59%
IPO
-47.76%
Name
FinVolution Group
Chart & Performance
P/E
5.49
P/S
1.02
EPS
9.13
Div Yield, %
24.43%
Shrs. gr., 5y
-2.59%
Rev. gr., 5y
23.70%
Revenues
12.60b
+13.17%
Net income
2.34b
+3.29%
CFO
1.41b
+425.76%
Dividend
Apr 15, 20240.237 USD/sh
Profile
FinVolution Group operates fintech platform that connects underserved individual borrowers with financial institutions in China. It operates in online consumer finance industry. The company's platform empowered by proprietary technologies, features automated loan transaction process, which enables a user experience. As of March 31, 2022, it had approximately 145.3 million cumulative registered users. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.
Valuation
Title CNY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
| Income | |||||||||
Revenues | 12,600,559 13.17% | 11,134,203 17.57% | 9,470,128 25.22% | ||||||
Cost of revenue | 5,486,808 | 4,616,861 | 4,379,284 | ||||||
Unusual Expense (Income) | |||||||||
NOPBT | 7,113,751 | 6,517,342 | 5,090,844 | ||||||
NOPBT Margin | 56.46% | 58.53% | 53.76% | ||||||
Operating Taxes | 395,100 | 454,775 | 240,818 | ||||||
Tax Rate | 5.55% | 6.98% | 4.73% | ||||||
NOPAT | 6,718,651 | 6,062,567 | 4,850,026 | ||||||
Net income | 2,340,835 3.29% | 2,266,382 -9.67% | 2,508,947 27.18% | ||||||
Dividends | (430,353) | (372,483) | (317,569) | ||||||
Dividend yield | 156.50% | 129.10% | 108.63% | ||||||
Proceeds from repurchase of equity | (694,521) | (340,781) | (25,991) | ||||||
BB yield | 252.57% | 118.11% | 8.89% | ||||||
| Debt | |||||||||
Debt current | 5,756 | ||||||||
Long-term debt | 71,756 | 353,980 | 66,712 | ||||||
Deferred revenue | 3,123,813 | ||||||||
Other long-term liabilities | 6,444,042 | 3,555,618 | 64,748 | ||||||
Net debt | (8,987,761) | (7,793,504) | (6,527,433) | ||||||
| Cash flow | |||||||||
Cash from operating activities | 1,413,423 | 268,833 | 630,227 | ||||||
CAPEX | (538,095) | (52,775) | (55,271) | ||||||
Cash from investing activities | 1,413,490 | (1,553,228) | 1,994,845 | ||||||
Cash from financing activities | (2,559,051) | (795,856) | (239,800) | ||||||
FCF | 6,904,936 | 5,739,145 | 3,089,023 | ||||||
| Balance | |||||||||
Cash | 7,930,140 | 7,063,400 | 5,623,028 | ||||||
Long term investments | 1,135,133 | 1,084,084 | 971,117 | ||||||
Excess cash | 8,435,245 | 7,590,774 | 6,120,639 | ||||||
Stockholders' equity | 10,084,319 | 7,320,381 | 5,339,048 | ||||||
Invested Capital | 9,203,031 | 8,722,689 | 8,391,831 | ||||||
ROIC | 74.96% | 70.85% | 60.89% | ||||||
ROCE | 40.33% | 40.04% | 36.71% | ||||||
| EV | |||||||||
Common stock shares outstanding | 280,590 | 290,858 | 296,500 | ||||||
Price | 0.98 -1.21% | 0.99 0.61% | 0.99 84.64% | ||||||
Market cap | 274,978 -4.70% | 288,531 -1.31% | 292,349 83.55% | ||||||
EV | (8,590,670) | (7,432,185) | (6,180,724) | ||||||
EBITDA | 7,182,841 | 6,582,348 | 5,160,077 | ||||||
EV/EBITDA | |||||||||
Interest | 205,819 | ||||||||
Interest/NOPBT | 3.16% | ||||||||