Fiserv Inc

Chart & Performance

D1W1MN

P/E

38.33

P/S

6.16

EPS

5.39

Div Yield, %

0.00%

Shrs. gr., 5y

8.28%

Rev. gr., 5y

26.81%

Revenues

19.09b

+7.65%

Net income

3.07b

+21.26%

CFO

5.16b

+11.78%

Dividend

Aug 29, 20170.025 USD/sh

Earnings

Feb 04, 2025

Profile

Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. Fiserv, Inc. was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.

URL

https://www.fiserv.com/

IPO date

Sep 25, 1986

Employees

41,000

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	19,093,000 7.65%	17,737,000 9.31%	16,226,000 9.25%
Cost of revenue	7,670,000	7,992,000	8,128,000
Unusual Expense (Income)
NOPBT	11,423,000	9,745,000	8,098,000
NOPBT Margin	59.83%	54.94%	49.91%
Operating Taxes	754,000	551,000	363,000
Tax Rate	6.60%	5.65%	4.48%
NOPAT	10,669,000	9,194,000	7,735,000
Net income	3,068,000 21.26%	2,530,000 89.66%	1,334,000 39.25%
Dividends
Dividend yield
Proceeds from repurchase of equity	(4,726,000)	(2,528,000)	(2,646,000)
BB yield	5.78%	3.86%	3.80%
Debt
Debt current	747,000	468,000	508,000
Long-term debt	24,111,000	21,759,000	21,525,000
Deferred revenue	250,000	235,000	225,000
Other long-term liabilities	313,000	936,000	878,000
Net debt	21,392,000	18,922,000	18,637,000
Cash flow
Cash from operating activities	5,162,000	4,618,000	4,034,000
CAPEX	(1,388,000)	(1,479,000)	(1,160,000)
Cash from investing activities	(1,068,000)	(2,112,000)	(1,630,000)
Cash from financing activities	(4,356,000)	(2,478,000)	(761,000)
FCF	9,485,000	8,574,000	7,433,000
Balance
Cash	1,204,000	902,000	835,000
Long term investments	2,262,000	2,403,000	2,561,000
Excess cash	2,511,350	2,418,150	2,584,700
Stockholders' equity	20,481,000	17,055,000	15,107,000
Invested Capital	52,495,650	51,426,850	51,551,300
ROIC	20.53%	17.86%	14.95%
ROCE	19.67%	16.96%	13.89%
EV
Common stock shares outstanding	615,900	647,900	671,600
Price	132.84 31.43%	101.07 -2.62%	103.79 -8.84%
Market cap	81,816,156 24.94%	65,483,253 -6.06%	69,705,364 -10.42%
EV	104,020,156	85,265,253	89,340,364
EBITDA	14,349,000	12,914,000	11,294,000
EV/EBITDA	7.25	6.60	7.91
Interest	1,004,000	733,000	693,000
Interest/NOPBT	8.79%	7.52%	8.56%