Loading...
XNYSFBP
Market cap3.08bUSD
Dec 26, Last price  
18.78USD
1D
-0.11%
1Q
-10.01%
Jan 2017
184.11%
Name

First Bancorp

Chart & Performance

D1W1MN
XNYS:FBP chart
P/E
10.16
P/S
3.56
EPS
1.85
Div Yield, %
3.24%
Shrs. gr., 5y
-3.94%
Rev. gr., 5y
8.38%
Revenues
863m
+3,562.10%
454,039,466495,395,788493,864,229503,326,000602,524,000661,306,000579,578,000516,555,000452,640,000491,739,000526,973,000525,339,000531,402,000523,016,000577,413,000647,738,000698,641,000835,861,00023,573,000863,268,000
Net income
303m
-0.72%
178,877,788114,604,08484,634,26068,136,000109,937,000-322,075,000-430,604,000-82,232,00029,782,000-164,487,000392,287,00021,297,00093,229,00066,956,000201,608,000167,377,000102,273,000281,025,000305,072,000302,864,000
CFO
363m
-17.60%
185,398,646366,968,522221,712,03260,293,000175,914,000243,249,000237,170,000156,923,000228,852,000341,685,000264,353,000261,891,000199,432,000235,964,000288,323,000294,284,000297,738,000399,721,000440,485,000362,963,000
Dividend
Aug 29, 20240.16 USD/sh
Earnings
Jan 22, 2025

Profile

First BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides various financial services for retail, commercial, and institutional clients. The company operates through six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers commercial loans, including commercial real estate and construction loans and floor plan financings; and other products, such as cash management and business management services. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; acquisition and sale of mortgages in the secondary markets; and purchase of mortgage loans from other local banks and mortgage bankers. The Consumer (Retail) Banking segment provides auto, boat, credit card, and personal loans; lines of credit; deposit products comprising interest bearing and non-interest bearing checking and savings accounts, individual retirement accounts, and retail certificates of deposit (CDs); and finance leasing and insurance agency services. The Treasury and Investments segment offers funding and liquidity management services. The United States Operations segment provides checking, savings, and money market accounts, as well as retail CDs; traditional commercial and industrial, and commercial real estate loans; and internet banking, cash management, remote deposit capture, and automated clearing house, and transactions services. The Virgin Islands Operations segment is involved in consumer, commercial lending, and deposit-taking activities. The company operates 64 branches in Puerto Rico, 8 branches in the U.S. Virgin Islands and British Virgin Islands, and 11 branches in the state of Florida. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.
URL
https://www.1firstbank.com/pr/es/
IPO date
Jan 13, 1987
Employees
3,133
Domiciled in
PR
Incorporated in
PR

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
863,268
3,562.10%
23,573
-97.18%
835,861
19.64%
Cost of revenue
257,636
224,269
225,203
Unusual Expense (Income)
NOPBT
605,632
(200,696)
610,658
NOPBT Margin
70.16%
73.06%
Operating Taxes
94,572
142,512
146,792
Tax Rate
15.62%
24.04%
NOPAT
511,060
(343,208)
463,866
Net income
302,864
-0.72%
305,072
8.56%
281,025
174.78%
Dividends
(99,666)
(87,824)
(67,474)
Dividend yield
3.42%
3.60%
2.32%
Proceeds from repurchase of equity
(203,241)
(277,769)
(252,626)
BB yield
6.97%
11.38%
8.68%
Debt
Debt current
566,896
214,964
Long-term debt
716,119
923,953
464,470
Deferred revenue
(196,520)
263,388
Other long-term liabilities
4,740,604
(627,180)
(383,762)
Net debt
(5,578,924)
(10,593,858)
(14,975,259)
Cash flow
Cash from operating activities
362,963
440,485
399,721
CAPEX
(22,599)
(20,459)
(13,349)
Cash from investing activities
(78,450)
(681,460)
(1,262,975)
Cash from financing activities
(101,854)
(1,821,578)
1,912,479
FCF
(2,737)
(108,146)
363,843
Balance
Cash
662,464
5,998,922
8,996,819
Long term investments
5,632,579
6,085,785
6,657,874
Excess cash
6,251,880
12,083,528
15,612,900
Stockholders' equity
1,229,308
1,325,540
1,365,662
Invested Capital
17,680,241
17,447,738
19,299,351
ROIC
2.91%
2.53%
ROCE
3.20%
2.94%
EV
Common stock shares outstanding
177,180
191,968
211,300
Price
16.45
29.32%
12.72
-7.69%
13.78
49.46%
Market cap
2,914,611
19.36%
2,441,833
-16.14%
2,911,714
45.09%
EV
(2,664,313)
(8,152,025)
(12,063,545)
EBITDA
633,868
(169,591)
647,030
EV/EBITDA
48.07
Interest
226,376
67,321
64,779
Interest/NOPBT
37.38%
10.61%