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XNYS
ESNT
Market cap5.99bUSD
Mar 31, Last price  
57.72USD
1D
0.65%
1Q
6.02%
Jan 2017
78.31%
IPO
156.19%
Name

Essent Group Ltd

Chart & Performance

D1W1MN
No data to show
P/E
8.22
P/S
4.82
EPS
7.02
Div Yield, %
1.46%
Shrs. gr., 5y
1.64%
Rev. gr., 5y
7.46%
Revenues
1.24b
+14.54%
6,300,00014,388,00048,716,000131,403,000239,467,000353,290,000458,258,000576,511,000719,353,000867,567,000955,154,000972,124,000972,148,0001,085,109,0001,242,904,000
Net income
729m
+4.74%
-27,574,000-33,555,000-13,543,00065,413,00088,497,000157,331,000222,606,000379,747,000467,363,000555,713,000413,041,000681,783,000831,353,000696,386,000729,403,000
CFO
862m
+12.91%
-21,733,000-8,245,00036,639,000119,008,000153,704,000224,139,000273,476,000368,573,000625,321,000589,848,000727,931,000709,256,000588,817,000763,001,000861,532,000
Dividend
Aug 30, 20240.28 USD/sh
Earnings
May 01, 2025

Profile

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. The company was founded in 2008 and is based in Hamilton, Bermuda.
URL
http://essentgroup.com/
IPO date
Oct 31, 2013
Employees
347
Domiciled in
BM
Incorporated in
BM

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,242,904
14.54%
1,085,109
11.62%
972,148
0.00%
Cost of revenue
136,392
309,707
272,035
Unusual Expense (Income)
NOPBT
1,106,512
775,402
700,113
NOPBT Margin
89.03%
71.46%
72.02%
Operating Taxes
126,088
126,613
156,834
Tax Rate
11.40%
16.33%
22.40%
NOPAT
980,424
648,789
543,279
Net income
729,403
4.74%
696,386
-16.23%
831,353
21.94%
Dividends
(118,042)
(106,215)
(92,128)
Dividend yield
2.04%
1.88%
2.20%
Proceeds from repurchase of equity
(111,543)
(70,670)
(97,914)
BB yield
1.92%
1.25%
2.34%
Debt
Debt current
420,864
Long-term debt
454,601
431,513
Deferred revenue
(420,864)
Other long-term liabilities
625,963
431,557
486,218
Net debt
(131,480)
35,588
(8,712,113)
Cash flow
Cash from operating activities
861,532
763,001
588,817
CAPEX
(6,766)
(4,002)
(3,981)
Cash from investing activities
(706,926)
(525,569)
(398,872)
Cash from financing activities
(164,913)
(176,885)
(190,196)
FCF
645,109
593,395
1,001,609
Balance
Cash
131,480
141,787
4,822,865
Long term investments
277,226
4,741,625
Excess cash
69,335
364,758
9,515,883
Stockholders' equity
4,387,127
3,802,681
3,111,932
Invested Capital
6,473,131
5,561,664
1,838,999
ROIC
16.29%
17.53%
24.48%
ROCE
15.96%
13.08%
13.19%
EV
Common stock shares outstanding
106,550
107,129
107,653
Price
54.44
3.22%
52.74
35.65%
38.88
-14.61%
Market cap
5,800,582
2.67%
5,649,983
34.99%
4,185,549
-17.59%
EV
5,669,102
5,685,571
(4,526,564)
EBITDA
1,132,526
779,927
703,137
EV/EBITDA
5.01
7.29
Interest
35,319
30,137
15,608
Interest/NOPBT
3.19%
3.89%
2.23%