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XNYSESNT
Market cap5.66bUSD
Dec 20, Last price  
53.26USD
1D
0.66%
1Q
-16.15%
Jan 2017
64.54%
IPO
136.40%
Name

Essent Group Ltd

Chart & Performance

D1W1MN
XNYS:ESNT chart
P/E
8.12
P/S
5.19
EPS
6.56
Div Yield, %
1.88%
Shrs. gr., 5y
1.80%
Rev. gr., 5y
8.68%
Revenues
1.09b
+11.62%
6,300,00014,388,00048,716,000131,403,000239,467,000353,290,000458,258,000576,511,000719,353,000867,567,000955,154,000972,124,000972,148,0001,085,109,000
Net income
696m
-16.23%
-27,574,000-33,555,000-13,543,00065,413,00088,497,000157,331,000222,606,000379,747,000467,363,000555,713,000413,041,000681,783,000831,353,000696,386,000
CFO
763m
+29.58%
-21,733,000-8,245,00036,639,000119,008,000153,704,000224,139,000273,476,000368,573,000625,321,000589,848,000727,931,000709,256,000588,817,000763,001,000
Dividend
Aug 30, 20240.28 USD/sh
Earnings
May 01, 2025

Profile

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. The company was founded in 2008 and is based in Hamilton, Bermuda.
IPO date
Oct 31, 2013
Employees
347
Domiciled in
BM
Incorporated in
BM

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
1,085,109
11.62%
972,148
0.00%
972,124
1.78%
Cost of revenue
309,707
272,035
268,196
Unusual Expense (Income)
NOPBT
775,402
700,113
703,928
NOPBT Margin
71.46%
72.02%
72.41%
Operating Taxes
126,613
156,834
140,531
Tax Rate
16.33%
22.40%
19.96%
NOPAT
648,789
543,279
563,397
Net income
696,386
-16.23%
831,353
21.94%
681,783
65.06%
Dividends
(106,215)
(92,128)
(77,724)
Dividend yield
1.88%
2.20%
1.53%
Proceeds from repurchase of equity
(70,670)
(97,914)
61,145
BB yield
1.25%
2.34%
-1.20%
Debt
Debt current
420,864
419,823
Long-term debt
454,601
431,513
424,486
Deferred revenue
(420,864)
(46,169)
Other long-term liabilities
431,557
486,218
(373,654)
Net debt
35,588
(8,712,113)
(9,162,956)
Cash flow
Cash from operating activities
763,001
588,817
709,256
CAPEX
(4,002)
(3,981)
(2,498)
Cash from investing activities
(525,569)
(398,872)
(583,167)
Cash from financing activities
(176,885)
(190,196)
(147,428)
FCF
593,395
1,001,609
472,451
Balance
Cash
141,787
4,822,865
5,044,378
Long term investments
277,226
4,741,625
4,962,887
Excess cash
364,758
9,515,883
9,958,659
Stockholders' equity
3,802,681
3,111,932
2,807,162
Invested Capital
5,561,664
1,838,999
2,600,371
ROIC
17.53%
24.48%
21.56%
ROCE
13.08%
13.19%
12.18%
EV
Common stock shares outstanding
107,129
107,653
111,555
Price
52.74
35.65%
38.88
-14.61%
45.53
5.39%
Market cap
5,649,983
34.99%
4,185,549
-17.59%
5,079,099
10.52%
EV
5,685,571
(4,526,564)
(4,083,857)
EBITDA
779,927
703,137
707,307
EV/EBITDA
7.29
Interest
30,137
15,608
8,282
Interest/NOPBT
3.89%
2.23%
1.18%