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XNYSDFS
Market cap44bUSD
Dec 24, Last price  
176.41USD
1D
1.19%
1Q
29.91%
Jan 2017
144.94%
IPO
507.22%
Name

Discover Financial Services

Chart & Performance

D1W1MN
XNYS:DFS chart
P/E
15.07
P/S
4.50
EPS
11.71
Div Yield, %
1.70%
Shrs. gr., 5y
-5.94%
Rev. gr., 5y
-1.67%
Revenues
9.84b
-26.21%
6,351,498,0005,866,585,0006,222,809,0006,294,486,0006,300,434,0006,861,338,0006,658,229,0007,065,000,0007,690,000,0008,224,000,0008,477,000,0008,739,000,0009,099,000,0009,897,000,00010,709,000,00011,459,000,00011,088,000,00012,087,000,00013,337,000,0009,842,000,000
Net income
2.94b
-32.78%
776,253,000577,915,0001,076,616,000588,630,000927,750,0001,276,185,000764,788,0002,227,000,0002,351,000,0002,470,000,0002,323,000,0002,297,000,0002,393,000,0002,099,000,0002,742,000,0002,957,000,0001,141,000,0005,422,000,0004,374,000,0002,940,000,000
CFO
8.56b
+19.93%
1,587,959,0001,636,074,0001,720,787,0002,038,025,0004,504,159,0003,597,892,0003,872,586,0003,609,615,0003,041,000,0003,517,000,0003,826,000,0003,854,000,0004,425,000,0005,208,000,0005,191,000,0006,196,000,0006,196,000,0006,019,000,0007,140,000,0008,563,000,000
Dividend
Aug 22, 20240.7 USD/sh
Earnings
Jan 15, 2025

Profile

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.
URL
https://www.discover.com/
IPO date
Jun 14, 2007
Employees
20,200
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
9,842,000
-26.21%
13,337,000
10.34%
12,087,000
9.01%
Cost of revenue
(7,166,000)
3,174,000
2,796,000
Unusual Expense (Income)
NOPBT
17,008,000
10,163,000
9,291,000
NOPBT Margin
172.81%
76.20%
76.87%
Operating Taxes
886,000
1,350,000
1,615,000
Tax Rate
5.21%
13.28%
17.38%
NOPAT
16,122,000
8,813,000
7,676,000
Net income
2,940,000
-32.78%
4,374,000
-19.33%
5,422,000
375.20%
Dividends
(752,000)
(703,000)
(636,000)
Dividend yield
2.63%
2.58%
1.83%
Proceeds from repurchase of equity
(1,926,000)
(2,349,000)
(2,251,000)
BB yield
6.75%
8.64%
6.49%
Debt
Debt current
750,000
3,815,000
1,250,000
Long-term debt
20,581,000
20,108,000
18,977,000
Deferred revenue
(145,000)
18,609,000
Other long-term liabilities
110,008,000
96,930,000
(18,977,000)
Net debt
(4,009,000)
1,152,000
(6,931,000)
Cash flow
Cash from operating activities
8,563,000
7,140,000
6,019,000
CAPEX
(303,000)
(236,000)
(194,000)
Cash from investing activities
(21,491,000)
(25,637,000)
40,000
Cash from financing activities
15,759,000
16,062,000
(8,316,000)
FCF
6,780,000
20,211,000
(31,853,000)
Balance
Cash
11,685,000
10,563,000
20,252,000
Long term investments
13,655,000
12,208,000
6,906,000
Excess cash
24,847,900
22,104,150
26,553,650
Stockholders' equity
31,285,000
29,176,000
25,734,000
Invested Capital
122,671,100
89,561,850
85,390,000
ROIC
15.19%
10.07%
13.94%
ROCE
11.53%
9.09%
8.33%
EV
Common stock shares outstanding
254,000
278,000
300,000
Price
112.40
14.89%
97.83
-15.34%
115.56
27.65%
Market cap
28,549,600
4.97%
27,196,740
-21.55%
34,668,000
24.74%
EV
25,596,600
29,404,740
28,793,000
EBITDA
17,466,000
10,724,000
9,822,000
EV/EBITDA
1.47
2.74
2.93
Interest
4,746,000
1,865,000
1,134,000
Interest/NOPBT
27.90%
18.35%
12.21%