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XNYSCUBI
Market cap1.43bUSD
Jan 10, Last price  
45.61USD
1D
-3.14%
1Q
-3.63%
Jan 2017
27.33%
IPO
190.88%
Name

Customers Bancorp Inc

Chart & Performance

D1W1MN
XNYS:CUBI chart
P/E
5.72
P/S
2.09
EPS
7.98
Div Yield, %
1.02%
Shrs. gr., 5y
-0.05%
Rev. gr., 5y
16.78%
Revenues
683m
+8.07%
24,095,00052,628,000103,012,000126,558,000175,343,000222,880,000270,618,000343,887,000314,692,000356,561,000502,279,000748,537,000632,378,000683,403,000
Net income
250m
+9.70%
23,735,0004,034,00023,818,00032,694,00043,214,00058,583,00078,702,00078,837,00071,695,00079,327,000132,578,000314,647,000228,034,000250,143,000
CFO
125m
P
-221,546,00029,903,000-1,242,061,000722,035,000-542,498,000-356,648,000-290,462,000385,600,00097,474,00078,280,000133,025,000271,164,000-20,825,000124,729,000
Earnings
Jan 23, 2025

Profile

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company offers deposits products, including checking, savings, MMDA, and other deposits accounts. It offers loan products, including commercial mortgage warehouse loans, multi-family and commercial real estate loans, business banking, small business loans, equipment financing, residential mortgage loans, and installment loans. It also offers traditional banking activities, including mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, cash management services, such as account reconciliation, collections, and sweep accounts. It operates 12 full-service branches, as well as limited production and administrative offices in Southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia, and Delaware Counties; Harrisburg, Pennsylvania; Rye Brook and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington D.C.; Chicago, Illinois; Dallas, Texas; Orlando, Florida; and Wilmington, North Carolina. Customers Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania.
URL
https://www.customersbank.com/
IPO date
May 16, 2013
Employees
691
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
683,403
8.07%
632,378
-15.52%
Cost of revenue
171,406
123,775
Unusual Expense (Income)
NOPBT
511,997
508,603
NOPBT Margin
74.92%
80.43%
Operating Taxes
80,597
63,263
Tax Rate
15.74%
12.44%
NOPAT
431,400
445,340
Net income
250,143
9.70%
228,034
-27.53%
Dividends
(14,636)
(9,326)
Dividend yield
0.79%
0.98%
Proceeds from repurchase of equity
(36,694)
(32,629)
BB yield
1.98%
3.43%
Debt
Debt current
29,698
300,000
Long-term debt
1,510,889
1,119,228
Deferred revenue
(77,946)
Other long-term liabilities
17,988,031
(874,866)
Net debt
(5,814,569)
(5,851,837)
Cash flow
Cash from operating activities
124,729
(20,825)
CAPEX
(113,347)
Cash from investing activities
3,157,723
(1,298,412)
Cash from financing activities
108,088
1,257,011
FCF
15,931,499
(14,290,699)
Balance
Cash
3,846,346
3,443,306
Long term investments
3,508,810
3,827,759
Excess cash
7,320,986
7,239,446
Stockholders' equity
1,196,266
933,844
Invested Capital
20,149,697
19,953,656
ROIC
2.15%
2.27%
ROCE
2.40%
2.43%
EV
Common stock shares outstanding
32,159
33,548
Price
57.62
103.32%
28.34
-56.65%
Market cap
1,852,989
94.90%
950,742
-56.84%
EV
(3,823,786)
(4,763,301)
EBITDA
543,810
535,760
EV/EBITDA
Interest
679,911
261,653
Interest/NOPBT
132.80%
51.45%