Customers Bancorp Inc

Chart & Performance

D1W1MN

No data to show

P/E

3.54

P/S

0.48

EPS

5.74

Div Yield, %

4.95%

Shrs. gr., 5y

0.67%

Rev. gr., 5y

30.08%

Revenues

1.33b

+94.30%

Net income

181m

-27.45%

CFO

116m

-7.00%

Dividend

Sep 13, 20240.33594 USD/sh

Earnings

Jul 23, 2025

Profile

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company offers deposits products, including checking, savings, MMDA, and other deposits accounts. It offers loan products, including commercial mortgage warehouse loans, multi-family and commercial real estate loans, business banking, small business loans, equipment financing, residential mortgage loans, and installment loans. It also offers traditional banking activities, including mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, cash management services, such as account reconciliation, collections, and sweep accounts. It operates 12 full-service branches, as well as limited production and administrative offices in Southeastern Pennsylvania, including Bucks, Berks, Chester, Philadelphia, and Delaware Counties; Harrisburg, Pennsylvania; Rye Brook and New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Washington D.C.; Chicago, Illinois; Dallas, Texas; Orlando, Florida; and Wilmington, North Carolina. Customers Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania.

URL

https://www.customersbank.com/

IPO date

May 16, 2013

Employees

691

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	1,327,834 94.30%	683,403 8.07%	632,378 -15.52%
Cost of revenue	222,009	171,406	123,775
Unusual Expense (Income)
NOPBT	1,105,825	511,997	508,603
NOPBT Margin	83.28%	74.92%	80.43%
Operating Taxes	42,904	80,597	63,263
Tax Rate	3.88%	15.74%	12.44%
NOPAT	1,062,921	431,400	445,340
Net income	181,469 -27.45%	250,143 9.70%	228,034 -27.53%
Dividends	(15,147)	(14,636)	(9,326)
Dividend yield	0.95%	0.79%	0.98%
Proceeds from repurchase of equity	(17,482)	(36,694)	(32,629)
BB yield	1.10%	1.98%	3.43%
Debt
Debt current	100,000	29,698	300,000
Long-term debt	1,309,929	1,510,889	1,119,228
Deferred revenue			(77,946)
Other long-term liabilities		17,988,031	(874,866)
Net debt	(666,552)	(5,814,569)	(5,851,837)
Cash flow
Cash from operating activities	115,998	124,729	(20,825)
CAPEX			(113,347)
Cash from investing activities	(418)	3,157,723	(1,298,412)
Cash from financing activities	(62,204)	108,088	1,257,011
FCF	670,071	15,931,499	(14,290,699)
Balance
Cash	2,076,481	3,846,346	3,443,306
Long term investments		3,508,810	3,827,759
Excess cash	2,010,089	7,320,986	7,239,446
Stockholders' equity	1,403,003	1,196,266	933,844
Invested Capital	21,005,238	20,149,697	19,953,656
ROIC	5.17%	2.15%	2.27%
ROCE	4.93%	2.40%	2.43%
EV
Common stock shares outstanding	32,719	32,159	33,548
Price	48.68 -15.52%	57.62 103.32%	28.34 -56.65%
Market cap	1,592,767 -14.04%	1,852,989 94.90%	950,742 -56.84%
EV	1,064,009	(3,823,786)	(4,763,301)
EBITDA	1,105,825	543,810	535,760
EV/EBITDA	0.96
Interest	673,430	679,911	261,653
Interest/NOPBT	60.90%	132.80%	51.45%