XNYSBY
Market cap1.19bUSD
Jan 10, Last price
26.87USD
1D
-3.55%
1Q
3.55%
IPO
33.68%
Name
Byline Bancorp Inc
Chart & Performance
Profile
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and united states department of agriculture loans; and treasury management products and services. In addition, it offers financing solutions for equipment vendors and their end users; and investment, trust, and wealth management services that include fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. It operates through 43 branch locations in the Chicago metropolitan area and one branch in Brookfield, Wisconsin. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 353,283 10.32% | 320,229 5.48% | |||||||
Cost of revenue | 130,775 | 120,876 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 222,508 | 199,353 | |||||||
NOPBT Margin | 62.98% | 62.25% | |||||||
Operating Taxes | 37,802 | 26,729 | |||||||
Tax Rate | 16.99% | 13.41% | |||||||
NOPAT | 184,706 | 172,624 | |||||||
Net income | 107,878 22.65% | 87,954 -5.21% | |||||||
Dividends | (14,585) | (13,597) | |||||||
Dividend yield | 1.53% | 1.58% | |||||||
Proceeds from repurchase of equity | 1,791 | (15,768) | |||||||
BB yield | -0.19% | 1.83% | |||||||
Debt | |||||||||
Debt current | 11,250 | 643,835 | |||||||
Long-term debt | 516,187 | 765,819 | |||||||
Deferred revenue | (51,847) | ||||||||
Other long-term liabilities | 7,389,897 | (746,934) | |||||||
Net debt | 41,810 | (1,148,427) | |||||||
Cash flow | |||||||||
Cash from operating activities | 166,067 | 220,333 | |||||||
CAPEX | (3,861) | (3,633) | |||||||
Cash from investing activities | (336,241) | (819,858) | |||||||
Cash from financing activities | 216,957 | 620,947 | |||||||
FCF | 1,348,188 | (20,187) | |||||||
Balance | |||||||||
Cash | 226,136 | 1,353,784 | |||||||
Long term investments | 259,491 | 1,204,297 | |||||||
Excess cash | 467,963 | 2,542,070 | |||||||
Stockholders' equity | 329,370 | 218,633 | |||||||
Invested Capital | 8,563,847 | 7,465,557 | |||||||
ROIC | 2.30% | 2.40% | |||||||
ROCE | 2.50% | 2.58% | |||||||
EV | |||||||||
Common stock shares outstanding | 40,446 | 37,476 | |||||||
Price | 23.56 2.57% | 22.97 -16.01% | |||||||
Market cap | 952,897 10.70% | 860,826 -17.97% | |||||||
EV | 994,707 | (287,601) | |||||||
EBITDA | 227,037 | 203,641 | |||||||
EV/EBITDA | 4.38 | ||||||||
Interest | 148,857 | 36,229 | |||||||
Interest/NOPBT | 66.90% | 18.17% |