XNYSBSAC
Market cap8.92bUSD
Dec 20, Last price
18.94USD
1D
0.64%
1Q
-5.16%
Jan 2017
-13.40%
Name
Banco Santander-Chile
Chart & Performance
Profile
Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail Banking, Middle-Market, Corporate Investment Banking, and Corporate Activities segments. The company offers debit and credit cards, checking accounts, and savings products; consumer, automobile, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It also provides mutual funds, insurance and securities brokerage, foreign exchange, financial leasing, factoring, financial consulting and advisory, investment management, foreign trade, treasury, and transactional services, as well as specialized services to finance projects for the real estate industry. In addition, the company offers short-term financing and fund raising, and brokerage services, as well as derivatives, securitization, and other tailor-made products. It serves individuals, small to middle-sized entities, companies, and large corporations, as well as universities, government entities, and local and regional governments. As of December 31, 2021, the company operated 326 branches, which include 220 under the Santander brand name, 14 under the Select brand name, 7 specialized branches for the middle market, and 22 as auxiliary and payment centers, as well as 1,338 ATMs, including depository ATMs. Banco Santander-Chile was incorporated in 1977 and is headquartered in Santiago, Chile.
Valuation
Title CLP in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 1,910,841,000 -13.30% | 2,203,922,000 -3.07% | 2,273,723,000 11.42% | |||||||
Cost of revenue | 719,194,000 | 746,924,000 | 703,226,000 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 1,191,647,000 | 1,456,998,000 | 1,570,497,000 | |||||||
NOPBT Margin | 62.36% | 66.11% | 69.07% | |||||||
Operating Taxes | 97,548,000 | 93,624,000 | 221,664,000 | |||||||
Tax Rate | 8.19% | 6.43% | 14.11% | |||||||
NOPAT | 1,094,099,000 | 1,363,374,000 | 1,348,833,000 | |||||||
Net income | 496,404,000 -37.34% | 792,276,000 -5.96% | 842,467,000 53.84% | |||||||
Dividends | (485,191,000) | (464,977,000) | (310,468,000) | |||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 20,716,000 | 25,902,000 | 4,676,102,000 | |||||||
Long-term debt | 12,506,993,000 | 10,694,844,000 | 17,551,154,000 | |||||||
Deferred revenue | 6,354,000 | 798,000 | ||||||||
Other long-term liabilities | 45,575,792,000 | 52,517,231,000 | (17,839,812,000) | |||||||
Net debt | (10,959,175,000) | (11,565,007,000) | 431,043,000 | |||||||
Cash flow | ||||||||||
Cash from operating activities | 1,315,758,000 | (358,988,000) | (587,180,000) | |||||||
CAPEX | (76,426,000) | (113,292,000) | (86,769,000) | |||||||
Cash from investing activities | (100,085,000) | (94,602,000) | (91,770,000) | |||||||
Cash from financing activities | 2,947,979,000 | (384,323,000) | 238,661,000 | |||||||
FCF | 27,355,448,000 | (20,155,281,000) | 230,148,000 | |||||||
Balance | ||||||||||
Cash | 10,515,115,000 | 11,304,577,000 | 11,137,632,000 | |||||||
Long term investments | 12,971,769,000 | 10,981,176,000 | 10,658,581,000 | |||||||
Excess cash | 23,391,341,950 | 22,175,556,900 | 21,682,526,850 | |||||||
Stockholders' equity | 4,708,867,000 | 4,373,700,000 | 3,829,437,000 | |||||||
Invested Capital | 65,549,276,000 | 63,511,995,000 | 63,967,355,000 | |||||||
ROIC | 1.70% | 2.14% | 2.26% | |||||||
ROCE | 1.70% | 2.13% | 2.30% | |||||||
EV | ||||||||||
Common stock shares outstanding | 188,446,127 | 471,115 | 471,115 | |||||||
Price | ||||||||||
Market cap | ||||||||||
EV | ||||||||||
EBITDA | 1,335,409,000 | 1,579,991,000 | 1,692,552,000 | |||||||
EV/EBITDA | ||||||||||
Interest | 3,310,942,000 | 2,516,544,000 | 1,109,746,000 | |||||||
Interest/NOPBT | 277.85% | 172.72% | 70.66% |