XNYSAX
Market cap3.93bUSD
Jan 10, Last price
66.70USD
1D
-0.88%
1Q
14.05%
Jan 2017
141.33%
IPO
2,292.36%
Name
Axos Financial Inc
Chart & Performance
Profile
Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through Banking Business and Securities Business segments. The company offers deposits products, including consumer and business checking, demand, savings, time deposit, money market, zero balance, and insured cash sweep accounts. It also provides single family, multifamily, and commercial mortgage loans; commercial real estate secured loans; commercial and industrial non-real estate, asset-backed, lines of credit, and term loans; automobile loans; fixed rate term unsecured loans; and other loans, such as structure settlements, small business administration consumer loans, and securities-backed loans. In addition, the company offers ACH origination, wire transfer, commercial check printing, business bill pay and account transfer; remote deposit capture, mobile deposit, lockbox, merchant, and online payment portal; concierge banking; mobile and text messaging banking; and payment services, as well as debit and credit cards, and digital wallets. Further, it provides disclosed clearing services; back-office services, such as record keeping, trade reporting, accounting, general back-office support, securities and margin lending, reorganization assistance, and custody of securities; and financing to brokerage customers. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
IPO date
Mar 15, 2005
Employees
1,455
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑06 | 2023‑06 | 2022‑06 | 2021‑06 | 2020‑06 | 2019‑06 | 2018‑06 | 2017‑06 | 2016‑06 | 2015‑06 | |
Income | ||||||||||
Revenues | 1,059,192 18.99% | 890,176 26.21% | 705,337 11.45% | |||||||
Cost of revenue | 348,156 | 304,823 | 286,055 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 711,036 | 585,353 | 419,282 | |||||||
NOPBT Margin | 67.13% | 65.76% | 59.44% | |||||||
Operating Taxes | 185,473 | 124,579 | 99,243 | |||||||
Tax Rate | 26.08% | 21.28% | 23.67% | |||||||
NOPAT | 525,563 | 460,774 | 320,039 | |||||||
Net income | 450,008 46.50% | 307,165 27.60% | 240,716 11.59% | |||||||
Dividends | ||||||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | (96,286) | (48,963) | (14,481) | |||||||
BB yield | 2.87% | 2.05% | 0.67% | |||||||
Debt | ||||||||||
Debt current | 27,500 | |||||||||
Long-term debt | 492,033 | 509,828 | 627,113 | |||||||
Deferred revenue | 420,390 | (734,268) | ||||||||
Other long-term liabilities | 13,423,202 | 17,920,773 | 699,748 | |||||||
Net debt | (1,771,521) | (2,188,657) | (1,074,768) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 325,589 | 187,959 | 206,010 | |||||||
CAPEX | (35,961) | (30,215) | (21,504) | |||||||
Cash from investing activities | (2,589,280) | (2,390,351) | (2,772,412) | |||||||
Cash from financing activities | 2,087,493 | 3,009,779 | 3,103,324 | |||||||
FCF | (2,836,642) | 1,432,565 | 904,372 | |||||||
Balance | ||||||||||
Cash | 2,121,590 | 2,465,377 | 1,465,105 | |||||||
Long term investments | 141,964 | 233,108 | 264,276 | |||||||
Excess cash | 2,210,594 | 2,653,976 | 1,694,114 | |||||||
Stockholders' equity | 2,183,853 | 1,729,694 | 1,426,200 | |||||||
Invested Capital | 20,671,481 | 18,038,050 | 15,247,759 | |||||||
ROIC | 2.72% | 2.77% | 2.23% | |||||||
ROCE | 3.11% | 2.96% | 2.51% | |||||||
EV | ||||||||||
Common stock shares outstanding | 58,726 | 60,567 | 60,611 | |||||||
Price | 57.15 44.90% | 39.44 10.01% | 35.85 -22.72% | |||||||
Market cap | 3,356,170 40.50% | 2,388,757 9.93% | 2,172,903 -22.60% | |||||||
EV | 1,584,649 | 200,100 | 1,098,135 | |||||||
EBITDA | 738,122 | 608,740 | 454,777 | |||||||
EV/EBITDA | 2.15 | 0.33 | 2.41 | |||||||
Interest | 694,178 | 374,017 | 52,570 | |||||||
Interest/NOPBT | 97.63% | 63.90% | 12.54% |