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XNYSAX
Market cap3.93bUSD
Jan 10, Last price  
66.70USD
1D
-0.88%
1Q
14.05%
Jan 2017
141.33%
IPO
2,292.36%
Name

Axos Financial Inc

Chart & Performance

D1W1MN
XNYS:AX chart
P/E
8.46
P/S
3.60
EPS
7.88
Div Yield, %
0.00%
Shrs. gr., 5y
-1.20%
Rev. gr., 5y
16.74%
Revenues
1.06b
+18.99%
9,876,00011,297,00012,028,00019,399,00031,126,00064,973,00068,047,00098,361,000129,338,000159,552,000229,535,000327,351,000381,359,000439,435,000488,540,000572,388,000632,851,000705,337,000890,176,0001,059,192,000
Net income
450m
+46.50%
2,869,0003,266,0003,319,0004,196,0007,142,00021,128,00020,579,00029,476,00040,291,00055,956,00082,682,000119,291,000134,740,000152,411,000155,131,000183,438,000215,707,000240,716,000307,165,000450,008,000
CFO
326m
+73.22%
4,375,0002,514,0001,826,0009,383,000-10,146,000-15,000,0004,115,000-56,271,00015,750,00021,319,000116,102,000210,644,000223,884,000155,499,000204,421,000266,631,000412,582,000206,010,000187,959,000325,589,000
Earnings
Jan 28, 2025

Profile

Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through Banking Business and Securities Business segments. The company offers deposits products, including consumer and business checking, demand, savings, time deposit, money market, zero balance, and insured cash sweep accounts. It also provides single family, multifamily, and commercial mortgage loans; commercial real estate secured loans; commercial and industrial non-real estate, asset-backed, lines of credit, and term loans; automobile loans; fixed rate term unsecured loans; and other loans, such as structure settlements, small business administration consumer loans, and securities-backed loans. In addition, the company offers ACH origination, wire transfer, commercial check printing, business bill pay and account transfer; remote deposit capture, mobile deposit, lockbox, merchant, and online payment portal; concierge banking; mobile and text messaging banking; and payment services, as well as debit and credit cards, and digital wallets. Further, it provides disclosed clearing services; back-office services, such as record keeping, trade reporting, accounting, general back-office support, securities and margin lending, reorganization assistance, and custody of securities; and financing to brokerage customers. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
IPO date
Mar 15, 2005
Employees
1,455
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑062023‑062022‑062021‑062020‑062019‑062018‑062017‑062016‑062015‑06
Income
Revenues
1,059,192
18.99%
890,176
26.21%
705,337
11.45%
Cost of revenue
348,156
304,823
286,055
Unusual Expense (Income)
NOPBT
711,036
585,353
419,282
NOPBT Margin
67.13%
65.76%
59.44%
Operating Taxes
185,473
124,579
99,243
Tax Rate
26.08%
21.28%
23.67%
NOPAT
525,563
460,774
320,039
Net income
450,008
46.50%
307,165
27.60%
240,716
11.59%
Dividends
Dividend yield
Proceeds from repurchase of equity
(96,286)
(48,963)
(14,481)
BB yield
2.87%
2.05%
0.67%
Debt
Debt current
27,500
Long-term debt
492,033
509,828
627,113
Deferred revenue
420,390
(734,268)
Other long-term liabilities
13,423,202
17,920,773
699,748
Net debt
(1,771,521)
(2,188,657)
(1,074,768)
Cash flow
Cash from operating activities
325,589
187,959
206,010
CAPEX
(35,961)
(30,215)
(21,504)
Cash from investing activities
(2,589,280)
(2,390,351)
(2,772,412)
Cash from financing activities
2,087,493
3,009,779
3,103,324
FCF
(2,836,642)
1,432,565
904,372
Balance
Cash
2,121,590
2,465,377
1,465,105
Long term investments
141,964
233,108
264,276
Excess cash
2,210,594
2,653,976
1,694,114
Stockholders' equity
2,183,853
1,729,694
1,426,200
Invested Capital
20,671,481
18,038,050
15,247,759
ROIC
2.72%
2.77%
2.23%
ROCE
3.11%
2.96%
2.51%
EV
Common stock shares outstanding
58,726
60,567
60,611
Price
57.15
44.90%
39.44
10.01%
35.85
-22.72%
Market cap
3,356,170
40.50%
2,388,757
9.93%
2,172,903
-22.60%
EV
1,584,649
200,100
1,098,135
EBITDA
738,122
608,740
454,777
EV/EBITDA
2.15
0.33
2.41
Interest
694,178
374,017
52,570
Interest/NOPBT
97.63%
63.90%
12.54%