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XNYS
ALLY
Market cap11bUSD
Jun 13, Last price  
36.02USD
1D
-1.63%
1Q
7.95%
Jan 2017
93.43%
IPO
52.02%
Name

Ally Financial Inc

Chart & Performance

D1W1MN
XNYS:ALLY chart
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P/E
16.56
P/S
1.24
EPS
2.17
Div Yield, %
3.26%
Shrs. gr., 5y
-4.69%
Rev. gr., 5y
6.88%
Revenues
8.90b
-1.91%
21,030,000,00019,775,000,00016,151,000,00010,947,000,0009,327,000,0009,999,000,0007,087,000,0005,683,000,0005,816,000,0006,629,000,0006,760,000,0006,289,000,0005,861,000,0005,912,000,0006,379,000,0006,200,000,0008,671,000,0007,943,000,0009,070,000,0008,897,000,000
Net income
668m
-34.51%
2,282,000,0002,125,000,000-2,332,000,0001,868,000,000-10,298,000,0001,075,000,000-157,000,000568,000,000-634,000,000657,000,000-1,674,000,0001,067,000,000929,000,0001,263,000,0001,715,000,0001,085,000,0003,060,000,0001,714,000,0001,020,000,000668,000,000
CFO
4.53b
-2.90%
-23,100,000,000-14,694,000,0001,460,000,00014,095,000,000-5,132,000,00011,607,000,0005,493,000,0005,049,000,0002,501,000,0003,403,000,0005,095,000,0004,567,000,0004,079,000,0004,150,000,0004,050,000,0003,739,000,0004,042,000,0006,247,000,0004,663,000,0004,528,000,000
Dividend
Jul 31, 20240.3 USD/sh
Earnings
Jul 15, 2025

Profile

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
URL
https://www.ally.com/
IPO date
Apr 10, 2014
Employees
11,600
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
8,897,000
-1.91%
9,070,000
14.19%
7,943,000
-8.40%
Cost of revenue
(2,007,000)
3,593,000
2,546,000
Unusual Expense (Income)
NOPBT
10,904,000
5,477,000
5,397,000
NOPBT Margin
122.56%
60.39%
67.95%
Operating Taxes
167,000
61,000
627,000
Tax Rate
1.53%
1.11%
11.62%
NOPAT
10,737,000
5,416,000
4,770,000
Net income
668,000
-34.51%
1,020,000
-40.49%
1,714,000
-43.99%
Dividends
(482,000)
(478,000)
(494,000)
Dividend yield
4.30%
4.49%
6.34%
Proceeds from repurchase of equity
(38,000)
(33,000)
(1,650,000)
BB yield
0.34%
0.31%
21.18%
Debt
Debt current
1,625,000
2,550,000
2,399,000
Long-term debt
17,606,000
17,796,000
17,899,000
Deferred revenue
103,000
169,000
Other long-term liabilities
128,919,000
164,840,000
(15,188,000)
Net debt
(13,471,000)
(11,014,000)
(42,198,000)
Cash flow
Cash from operating activities
4,528,000
4,663,000
6,247,000
CAPEX
(2,759,000)
(3,532,000)
Cash from investing activities
4,991,000
(7,288,000)
(17,263,000)
Cash from financing activities
(5,566,000)
3,839,000
11,575,000
FCF
21,280,000
5,923,000
4,582,000
Balance
Cash
32,702,000
31,360,000
31,212,000
Long term investments
31,284,000
Excess cash
32,257,150
30,906,500
62,098,850
Stockholders' equity
20,812,000
20,637,000
12,859,000
Invested Capital
167,489,000
171,112,000
178,623,000
ROIC
6.34%
3.10%
2.80%
ROCE
5.79%
2.86%
2.82%
EV
Common stock shares outstanding
311,044
305,135
318,629
Price
36.01
3.12%
34.92
42.82%
24.45
-48.65%
Market cap
11,200,694
5.12%
10,655,314
36.77%
7,790,479
-55.19%
EV
53,694
1,965,314
(32,083,521)
EBITDA
12,103,000
6,724,000
6,724,000
EV/EBITDA
0.00
0.29
Interest
7,472,000
6,897,000
2,857,000
Interest/NOPBT
68.53%
125.93%
52.94%