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XNYS
ABCB
Market cap4.31bUSD
Jun 23, Last price  
62.50USD
1D
2.61%
1Q
5.68%
Jan 2017
43.35%
Name

Ameris Bancorp

Chart & Performance

D1W1MN
XNYS:ABCB chart
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P/E
12.01
P/S
3.90
EPS
5.21
Div Yield, %
0.72%
Shrs. gr., 5y
3.35%
Rev. gr., 5y
9.56%
Revenues
1.10b
-23.74%
66,135,00089,223,00092,670,00091,814,000132,375,000109,874,000139,464,000129,826,000147,248,000199,216,000243,416,000319,000,000361,089,000457,788,000699,197,0001,079,147,0001,017,333,0001,085,421,0001,447,386,0001,103,803,000
Net income
359m
+33.29%
13,728,00022,128,00015,153,000-3,916,000-41,789,000-3,989,00021,093,00014,436,00020,018,00038,723,00040,847,00072,100,00073,548,000121,027,000161,441,000261,988,000376,913,000346,540,000269,105,000358,685,000
CFO
134m
-76.46%
21,699,00035,574,00023,025,00025,601,00023,948,00045,010,00046,166,00032,239,00033,637,000-5,596,000-25,223,000-69,767,000-62,562,000-108,803,000-940,211,000798,396,0009,140,0001,062,473,000568,959,000133,945,000
Dividend
Sep 30, 20240.15 USD/sh
Earnings
Jul 23, 2025

Profile

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
URL
https://www.amerisbank.com/
IPO date
May 19, 1994
Employees
2,801
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,103,803
-23.74%
1,447,386
33.35%
1,085,421
6.69%
Cost of revenue
375,752
283,029
332,200
Unusual Expense (Income)
NOPBT
728,051
1,164,357
753,221
NOPBT Margin
65.96%
80.45%
69.39%
Operating Taxes
117,175
87,830
106,558
Tax Rate
16.09%
7.54%
14.15%
NOPAT
610,876
1,076,527
646,663
Net income
358,685
33.29%
269,105
-22.35%
346,540
-8.06%
Dividends
(41,460)
(41,649)
(41,610)
Dividend yield
0.96%
1.14%
1.27%
Proceeds from repurchase of equity
(7,954)
(20,346)
(19,622)
BB yield
0.18%
0.55%
0.60%
Debt
Debt current
11,327
Long-term debt
424,097
687,177
2,057,819
Deferred revenue
10,931,080
21,750,845
Other long-term liabilities
479,153
(2,004,058)
Net debt
(2,196,101)
(2,096,377)
(1,461,397)
Cash flow
Cash from operating activities
133,945
568,959
1,062,473
CAPEX
(17,531)
(13,568)
Cash from investing activities
(24)
(338,194)
(4,874,530)
Cash from financing activities
(157,288)
(181,593)
865,532
FCF
2,129,878
(6,404,150)
2,574,997
Balance
Cash
2,620,198
1,167,304
1,784,627
Long term investments
1,616,250
1,745,916
Excess cash
2,565,008
2,711,185
3,476,272
Stockholders' equity
(30,119)
1,576,534
1,337,015
Invested Capital
26,292,169
23,627,165
14,448,628
ROIC
2.45%
5.65%
4.65%
ROCE
2.77%
4.62%
4.74%
EV
Common stock shares outstanding
69,098
69,104
69,420
Price
62.57
17.95%
53.05
12.54%
47.14
-5.11%
Market cap
4,323,438
17.93%
3,665,976
12.03%
3,272,459
-5.58%
EV
2,127,337
1,569,599
1,811,062
EBITDA
728,051
1,213,076
804,020
EV/EBITDA
2.92
1.29
2.25
Interest
529,094
445,391
92,860
Interest/NOPBT
72.67%
38.25%
12.33%