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XNYSABCB
Market cap4.23bUSD
Jan 08, Last price  
61.20USD
1D
-0.31%
1Q
1.02%
Jan 2017
40.37%
Name

Ameris Bancorp

Chart & Performance

D1W1MN
XNYS:ABCB chart
P/E
15.71
P/S
2.92
EPS
3.90
Div Yield, %
0.99%
Shrs. gr., 5y
9.83%
Rev. gr., 5y
25.89%
Revenues
1.45b
+33.35%
58,013,00066,135,00089,223,00092,670,00091,814,000132,375,000109,874,000139,464,000129,826,000147,248,000199,216,000243,416,000319,000,000361,089,000457,788,000699,197,0001,079,147,0001,017,333,0001,085,421,0001,447,386,000
Net income
269m
-22.35%
13,101,00013,728,00022,128,00015,153,000-3,916,000-41,789,000-3,989,00021,093,00014,436,00020,018,00038,723,00040,847,00072,100,00073,548,000121,027,000161,441,000261,988,000376,913,000346,540,000269,105,000
CFO
569m
-46.45%
20,665,00021,699,00035,574,00023,025,00025,601,00023,948,00045,010,00046,166,00032,239,00033,637,000-5,596,000-25,223,000-69,767,000-62,562,000-108,803,000-940,211,000798,396,0009,140,0001,062,473,000568,959,000
Dividend
Sep 30, 20240.15 USD/sh
Earnings
Jan 23, 2025

Profile

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.
IPO date
May 19, 1994
Employees
2,801
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,447,386
33.35%
1,085,421
6.69%
Cost of revenue
283,029
332,200
Unusual Expense (Income)
NOPBT
1,164,357
753,221
NOPBT Margin
80.45%
69.39%
Operating Taxes
87,830
106,558
Tax Rate
7.54%
14.15%
NOPAT
1,076,527
646,663
Net income
269,105
-22.35%
346,540
-8.06%
Dividends
(41,649)
(41,610)
Dividend yield
1.14%
1.27%
Proceeds from repurchase of equity
(20,346)
(19,622)
BB yield
0.55%
0.60%
Debt
Debt current
11,327
Long-term debt
687,177
2,057,819
Deferred revenue
10,931,080
21,750,845
Other long-term liabilities
479,153
(2,004,058)
Net debt
(2,096,377)
(1,461,397)
Cash flow
Cash from operating activities
568,959
1,062,473
CAPEX
(17,531)
(13,568)
Cash from investing activities
(338,194)
(4,874,530)
Cash from financing activities
(181,593)
865,532
FCF
(6,404,150)
2,574,997
Balance
Cash
1,167,304
1,784,627
Long term investments
1,616,250
1,745,916
Excess cash
2,711,185
3,476,272
Stockholders' equity
1,576,534
1,337,015
Invested Capital
23,627,165
14,448,628
ROIC
5.65%
4.65%
ROCE
4.62%
4.74%
EV
Common stock shares outstanding
69,104
69,420
Price
53.05
12.54%
47.14
-5.11%
Market cap
3,665,976
12.03%
3,272,459
-5.58%
EV
1,569,599
1,811,062
EBITDA
1,213,076
804,020
EV/EBITDA
1.29
2.25
Interest
445,391
92,860
Interest/NOPBT
38.25%
12.33%