XNAS
XP
Market cap7.02bUSD
Apr 04, Last price
12.99USD
1D
-8.71%
1Q
13.35%
IPO
-62.50%
Name
XP Inc
Chart & Performance
Profile
XP Inc. provides financial products and services in Brazil. It offers securities brokerage, private pension plans, commercial, and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits; product structuring and capital markets services for corporate clients and issuers of fixed income products; advisory services for mass-affluent and institutional clients; and wealth management services for high-net-worth customers and institutional clients. The company also offers Xpeed, an online financial education portal that offers seminars, classes, and learning tools to help teach individuals on topics, such as basics of investing, techniques, and investment strategies, as well as insurance brokerage services. In addition, it operates XP Platform, an open product platform that provides clients to access investment products in the market, including equity and fixed income securities, mutual and hedge funds, private equity, structured products, credit cards, loan operations, life insurance, pension plans, real-estate investment funds, and others. The company was founded in 2001 and is based in São Paulo, Brazil.
Valuation
Title BRL in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | ||||||||||
Revenues | 16,251,336 148.80% | 6,532,005 0.36% | 6,508,756 5.04% | |||||||
Cost of revenue | 6,020,210 | 9,757,718 | 9,942,078 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 10,231,126 | (3,225,713) | (3,433,322) | |||||||
NOPBT Margin | 62.96% | |||||||||
Operating Taxes | 471,127 | 36,957 | (135,555) | |||||||
Tax Rate | 4.60% | |||||||||
NOPAT | 9,759,999 | (3,262,670) | (3,297,767) | |||||||
Net income | 4,513,409 15.77% | 3,898,702 8.93% | 3,579,050 -0.29% | |||||||
Dividends | (2,037,082) | (3,542,298) | ||||||||
Dividend yield | 31.35% | 24.97% | ||||||||
Proceeds from repurchase of equity | (1,353,611) | (915,859) | (1,814,823) | |||||||
BB yield | 20.83% | 6.46% | 20.65% | |||||||
Debt | ||||||||||
Debt current | 35,539,933 | 33,655,971 | ||||||||
Long-term debt | 27,303,870 | 180,784 | 2,081,796 | |||||||
Deferred revenue | 55,490,797 | 174,992,403 | ||||||||
Other long-term liabilities | 298,548,524 | 174,012,680 | (100,518,246) | |||||||
Net debt | 21,693,322 | (85,677,626) | (115,742,874) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 11,178,964 | 8,127,301 | 1,803,885 | |||||||
CAPEX | (144,808) | (66,004) | (126,975) | |||||||
Cash from investing activities | (1,667,263) | 538,809 | (371,280) | |||||||
Cash from financing activities | (5,784,293) | (4,394,828) | (200,302) | |||||||
FCF | (76,636,961) | 82,940,578 | (3,268,679) | |||||||
Balance | ||||||||||
Cash | 5,610,548 | 3,943,307 | 44,094,038 | |||||||
Long term investments | 117,455,036 | 107,386,603 | ||||||||
Excess cash | 4,797,981 | 121,071,743 | 151,155,203 | |||||||
Stockholders' equity | 14,617,924 | 39,017,313 | 36,064,707 | |||||||
Invested Capital | 341,101,650 | 119,145,025 | 90,608,092 | |||||||
ROIC | 4.24% | |||||||||
ROCE | 2.96% | |||||||||
EV | ||||||||||
Common stock shares outstanding | 548,319 | 544,212 | 573,006 | |||||||
Price | 11.85 -54.55% | 26.07 69.95% | 15.34 -46.62% | |||||||
Market cap | 6,497,580 -54.20% | 14,187,607 61.41% | 8,789,912 -46.67% | |||||||
EV | 28,194,582 | (71,488,527) | (106,946,487) | |||||||
EBITDA | 10,496,451 | (2,973,300) | (3,227,445) | |||||||
EV/EBITDA | 2.69 | 24.04 | 33.14 | |||||||
Interest | 617,478 | 402,303 | ||||||||
Interest/NOPBT |