XNASWTBA
Market cap352mUSD
Jan 08, Last price
20.97USD
1D
0.19%
1Q
13.41%
Jan 2017
-15.10%
Name
West Bancorporation Inc
Chart & Performance
Profile
West Bancorporation, Inc. operates as the financial holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. It accepts various deposit products, including checking, savings, and money market accounts, as well as time certificates of deposit. The company also provides loan products comprising commercial real estate loans, construction and land development loans, commercial lines of credit, and commercial term loans; consumer loans, including loans extended to individuals for household, family, and other personal expenditures not secured by real estate; and 1-4 family residential mortgages and home equity loans. In addition, it offers trust services, including the administration of estates, conservatorships, personal trusts, and agency accounts. Further, the company provides internet and mobile banking services; treasury management services comprising cash management, client-generated automated clearing house transaction, remote deposit, and fraud protection services; and merchant credit card processing services and corporate credit cards. It has seven offices in the Des Moines area; one office in Coralville and Iowa; and one office each in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. West Bancorporation, Inc. was founded in 1893 and is headquartered in West Des Moines, Iowa.
IPO date
Nov 22, 1994
Employees
173
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 78,397 -22.69% | 101,409 -3.22% | |||||||
Cost of revenue | (61,316) | 31,895 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 139,713 | 69,514 | |||||||
NOPBT Margin | 178.21% | 68.55% | |||||||
Operating Taxes | 5,649 | 12,998 | |||||||
Tax Rate | 4.04% | 18.70% | |||||||
NOPAT | 134,064 | 56,516 | |||||||
Net income | 24,137 -47.98% | 46,399 -6.47% | |||||||
Dividends | (16,704) | (16,619) | |||||||
Dividend yield | 4.70% | 3.87% | |||||||
Proceeds from repurchase of equity | (935) | 64,202 | |||||||
BB yield | 0.26% | -14.96% | |||||||
Debt | |||||||||
Debt current | 471,127 | 200,000 | |||||||
Long-term debt | 124,912 | 289,123 | |||||||
Deferred revenue | (6,951) | ||||||||
Other long-term liabilities | 3,478,348 | 2,916,251 | |||||||
Net debt | (685,044) | (864,003) | |||||||
Cash flow | |||||||||
Cash from operating activities | 25,249 | 59,439 | |||||||
CAPEX | (36,387) | (21,311) | |||||||
Cash from investing activities | (168,683) | (357,831) | |||||||
Cash from financing activities | 182,252 | 132,106 | |||||||
FCF | 471,965 | (457,139) | |||||||
Balance | |||||||||
Cash | 657,164 | 689,011 | |||||||
Long term investments | 623,919 | 664,115 | |||||||
Excess cash | 1,277,163 | 1,348,056 | |||||||
Stockholders' equity | 190,846 | 179,091 | |||||||
Invested Capital | 2,604,979 | 3,427,176 | |||||||
ROIC | 4.44% | 2.08% | |||||||
ROCE | 5.00% | 1.92% | |||||||
EV | |||||||||
Common stock shares outstanding | 16,750 | 16,798 | |||||||
Price | 21.20 -17.03% | 25.55 -17.77% | |||||||
Market cap | 355,100 -17.26% | 429,189 -17.72% | |||||||
EV | (329,944) | (434,814) | |||||||
EBITDA | 141,569 | 73,977 | |||||||
EV/EBITDA | |||||||||
Interest | 91,274 | 31,609 | |||||||
Interest/NOPBT | 65.33% | 45.47% |