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XNASWRLD
Market cap638mUSD
Dec 24, Last price  
111.00USD
1D
1.51%
1Q
-2.34%
Jan 2017
72.68%
Name

World Acceptance Corp

Chart & Performance

D1W1MN
XNAS:WRLD chart
P/E
8.25
P/S
1.22
EPS
13.45
Div Yield, %
0.00%
Shrs. gr., 5y
-8.63%
Rev. gr., 5y
-0.73%
Revenues
525m
-14.85%
206,117,723236,135,162282,722,304334,477,744383,316,810426,755,000476,672,000526,263,000566,324,000596,453,000606,241,000528,738,000510,230,000529,616,000544,542,925590,619,537530,840,388585,645,361616,557,201524,981,115
Net income
77m
+264.29%
33,989,70638,514,96547,896,38052,996,15860,703,47073,661,00091,249,000100,694,000104,090,000106,608,000110,834,00086,186,00073,600,00053,688,00073,897,51528,157,47888,282,82853,919,83721,231,99077,345,227
CFO
266m
-8.84%
88,061,37798,002,308110,088,193136,022,610153,914,089183,606,001199,835,870219,401,302232,044,089245,963,584241,929,281206,070,359219,362,747218,026,468244,664,271280,977,693226,953,724281,478,561291,553,786265,783,366
Earnings
Jan 17, 2025

Profile

World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.
URL
https://www.loansbyworld.com/
IPO date
Nov 26, 1991
Employees
3,121
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑032023‑032022‑032021‑032020‑032019‑032018‑032017‑032016‑032015‑03
Income
Revenues
524,981
-14.85%
616,557
5.28%
585,645
10.32%
Cost of revenue
12,806
482,364
426,288
Unusual Expense (Income)
NOPBT
512,175
134,193
159,357
NOPBT Margin
97.56%
21.76%
27.21%
Operating Taxes
22,063
5,914
11,659
Tax Rate
4.31%
4.41%
7.32%
NOPAT
490,113
128,279
147,698
Net income
77,345
264.29%
21,232
-60.62%
53,920
-38.92%
Dividends
Dividend yield
Proceeds from repurchase of equity
(36,205)
(14,314)
(98,334)
BB yield
4.26%
2.91%
8.05%
Debt
Debt current
22,595
24,192
Long-term debt
637,275
762,734
867,325
Deferred revenue
(39,876)
(45,121)
Other long-term liabilities
(1)
(678,999)
(721,804)
Net debt
648,031
746,225
40,535,896
Cash flow
Cash from operating activities
265,783
291,554
281,479
CAPEX
(5,933)
(5,828)
(6,070)
Cash from investing activities
(135,138)
(180,584)
(460,923)
Cash from financing activities
(135,315)
(113,697)
182,934
FCF
(887,251,456)
887,899,503
733,796,292
Balance
Cash
11,839
16,509
19,236
Long term investments
(39,663,615)
Excess cash
Stockholders' equity
137,994
98,299,769
1,317,869
Invested Capital
1,041,896
1,050,041
1,131,941
ROIC
46.86%
11.76%
14.66%
ROCE
51.10%
12.31%
13.54%
EV
Common stock shares outstanding
5,862
5,899
6,364
Price
144.98
74.07%
83.29
-56.58%
191.84
47.84%
Market cap
849,858
72.98%
491,300
-59.76%
1,220,882
41.02%
EV
1,497,889
1,997,170
42,609,505
EBITDA
523,063
145,103
171,028
EV/EBITDA
2.86
13.76
249.14
Interest
48,232
50,463
33,425
Interest/NOPBT
9.42%
37.60%
20.97%