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XNAS
WRLD
Market cap929mUSD
Jul 10, Last price  
175.06USD
1D
0.05%
1Q
45.64%
Jan 2017
172.34%
Name

World Acceptance Corp

Chart & Performance

D1W1MN
P/E
12.01
P/S
1.77
EPS
14.57
Div Yield, %
—
Shrs. gr., 5y
-8.63%
Rev. gr., 5y
-0.73%
Revenues
525m
-14.85%
206,117,723236,135,162282,722,304334,477,744383,316,810426,755,000476,672,000526,263,000566,324,000596,453,000606,241,000528,738,000510,230,000529,616,000544,542,925590,619,537530,840,388585,645,361616,557,201524,981,115
Net income
77m
+264.29%
33,989,70638,514,96547,896,38052,996,15860,703,47073,661,00091,249,000100,694,000104,090,000106,608,000110,834,00086,186,00073,600,00053,688,00073,897,51528,157,47888,282,82853,919,83721,231,99077,345,227
CFO
266m
-8.84%
88,061,37798,002,308110,088,193136,022,610153,914,089183,606,001199,835,870219,401,302232,044,089245,963,584241,929,281206,070,359219,362,747218,026,468244,664,271280,977,693226,953,724281,478,561291,553,786265,783,366
Earnings
Jul 24, 2025

Profile

World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.
URL
https://www.loansbyworld.com/
IPO date
Nov 26, 1991
Employees
3,121
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2024‑032023‑032022‑032021‑032020‑032019‑032018‑032017‑032016‑03
Income
Revenues
524,981
-14.85%
616,557
5.28%
Cost of revenue
371,577
482,364
Unusual Expense (Income)
NOPBT
153,404
134,193
NOPBT Margin
29.22%
21.76%
Operating Taxes
22,063
5,914
Tax Rate
14.38%
4.41%
NOPAT
131,341
128,279
Net income
77,345
264.29%
21,232
-60.62%
Dividends
Dividend yield
Proceeds from repurchase of equity
(36,205)
(14,314)
BB yield
4.26%
2.91%
Debt
Debt current
22,595
Long-term debt
637,275
762,734
Deferred revenue
(39,876)
Other long-term liabilities
(1)
(678,999)
Net debt
648,031
746,225
Cash flow
Cash from operating activities
265,783
291,554
CAPEX
(5,933)
(5,828)
Cash from investing activities
(135,138)
(180,584)
Cash from financing activities
(135,315)
(113,697)
FCF
(887,610,228)
887,899,503
Balance
Cash
11,839
16,509
Long term investments
Excess cash
Stockholders' equity
137,994
98,299,769
Invested Capital
1,002,377
1,050,041
ROIC
12.80%
11.76%
ROCE
15.30%
12.31%
EV
Common stock shares outstanding
5,862
5,899
Price
144.98
74.07%
83.29
-56.58%
Market cap
849,858
72.98%
491,300
-59.76%
EV
1,497,889
1,997,170
EBITDA
164,292
145,103
EV/EBITDA
9.12
13.76
Interest
48,232
50,463
Interest/NOPBT
31.44%
37.60%