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XNASWABC
Market cap1.40bUSD
Dec 23, Last price  
52.33USD
1D
1.16%
1Q
5.06%
Jan 2017
-16.84%
Name

Westamerica Bancorp

Chart & Performance

D1W1MN
XNAS:WABC chart
P/E
8.63
P/S
4.92
EPS
6.06
Div Yield, %
3.29%
Shrs. gr., 5y
-0.04%
Rev. gr., 5y
7.49%
Revenues
284m
+7.19%
233,814,000253,688,000236,594,000222,595,000173,170,000285,736,00050,076,000259,694,000234,642,000206,736,000188,552,000181,972,000178,509,000187,939,000197,913,000204,202,000206,133,000214,833,000264,952,000284,013,000
Net income
162m
+32.56%
95,219,000107,441,00098,806,00089,776,00059,835,000125,426,00094,577,00087,888,00081,127,00067,177,00060,646,00058,753,00058,853,00050,025,00071,564,00080,389,00080,413,00086,509,000122,034,000161,768,000
CFO
158m
+39.14%
113,526,000119,551,000107,990,000108,357,00093,263,000149,108,000114,970,000120,393,000119,464,00085,315,00082,311,00070,404,00077,637,00080,754,00096,629,00080,702,000107,744,00088,735,000113,702,000158,208,000
Dividend
Aug 05, 20240.44 USD/sh
Earnings
Jan 16, 2025

Profile

Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California.
URL
https://www.westamerica.com/
IPO date
Mar 17, 1980
Employees
594
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
284,013
7.19%
264,952
23.33%
214,833
4.22%
Cost of revenue
47,871
46,125
57,612
Unusual Expense (Income)
NOPBT
236,142
218,827
157,221
NOPBT Margin
83.14%
82.59%
73.18%
Operating Taxes
59,811
43,557
30,518
Tax Rate
25.33%
19.90%
19.41%
NOPAT
176,331
175,270
126,703
Net income
161,768
32.56%
122,034
41.07%
86,509
7.58%
Dividends
(45,954)
(45,182)
(44,304)
Dividend yield
3.05%
2.85%
2.86%
Proceeds from repurchase of equity
(13,747)
2,108
2,785
BB yield
0.91%
-0.13%
-0.18%
Debt
Debt current
63,635
153,076
Long-term debt
37,628
25,649
29,130
Deferred revenue
3,337,065
Other long-term liabilities
5,572,884
3,222,778
53,241
Net debt
(5,059,708)
(4,583,017)
(5,640,106)
Cash flow
Cash from operating activities
158,208
113,702
88,735
CAPEX
(1,161)
(811)
(1,324)
Cash from investing activities
547,274
(631,286)
(306,084)
Cash from financing activities
(809,404)
(320,265)
728,159
FCF
(2,518,294)
975,502
(39,397)
Balance
Cash
190,314
4,625,979
5,770,940
Long term investments
4,907,022
46,322
51,372
Excess cash
5,083,135
4,659,053
5,811,570
Stockholders' equity
772,894
1,333,266
1,248,411
Invested Capital
5,591,698
2,571,003
3,140,053
ROIC
4.32%
6.14%
4.27%
ROCE
3.71%
5.60%
3.56%
EV
Common stock shares outstanding
26,706
26,907
26,870
Price
56.41
-4.41%
59.01
2.22%
57.73
4.41%
Market cap
1,506,485
-5.12%
1,587,782
2.36%
1,551,205
4.06%
EV
(3,553,223)
(2,995,235)
(4,088,901)
EBITDA
239,084
235,392
173,838
EV/EBITDA
Interest
3,890
1,925
1,955
Interest/NOPBT
1.65%
0.88%
1.24%