XNASUVSP
Market cap841mUSD
Jan 14, Last price
28.97USD
1D
3.17%
1Q
1.51%
Jan 2017
-6.25%
Name
Univest Financial Corp
Chart & Performance
Profile
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in Pennsylvania. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment provides a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations. The Wealth Management segment offers investment advisory, financial planning, and trust and brokerage services for private families and individuals, municipal pension plans, retirement plans, and trusts and guardianships. The Insurance segment provides commercial property and casualty insurance, employee benefits solutions, personal insurance lines, and human resources consulting services. It serves customers primarily in Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York counties in Pennsylvania; and Atlantic, Burlington, and Cape May counties in New Jersey through 37 banking offices. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 286,051 -3.42% | 296,182 9.05% | |||||||
Cost of revenue | 127,193 | 121,343 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 158,858 | 174,839 | |||||||
NOPBT Margin | 55.53% | 59.03% | |||||||
Operating Taxes | 17,585 | 19,090 | |||||||
Tax Rate | 11.07% | 10.92% | |||||||
NOPAT | 141,273 | 155,749 | |||||||
Net income | 71,104 -8.98% | 78,120 -14.90% | |||||||
Dividends | (25,050) | (24,607) | |||||||
Dividend yield | 3.85% | 3.19% | |||||||
Proceeds from repurchase of equity | (347) | (9,743) | |||||||
BB yield | 0.05% | 1.26% | |||||||
Debt | |||||||||
Debt current | 197,141 | ||||||||
Long-term debt | 528,463 | 309,566 | |||||||
Deferred revenue | (21,449) | ||||||||
Other long-term liabilities | 6,406,651 | 3,566,971 | |||||||
Net debt | 48,827 | (503,910) | |||||||
Cash flow | |||||||||
Cash from operating activities | 89,741 | 109,455 | |||||||
CAPEX | (14,586) | (5,221) | |||||||
Cash from investing activities | (454,436) | (897,612) | |||||||
Cash from financing activities | 461,695 | 50,806 | |||||||
FCF | 302,296 | 215,179 | |||||||
Balance | |||||||||
Cash | 249,799 | 503,055 | |||||||
Long term investments | 229,837 | 507,562 | |||||||
Excess cash | 465,333 | 995,808 | |||||||
Stockholders' equity | 581,829 | 524,317 | |||||||
Invested Capital | 7,274,138 | 6,584,995 | |||||||
ROIC | 2.04% | 2.36% | |||||||
ROCE | 2.05% | 2.45% | |||||||
EV | |||||||||
Common stock shares outstanding | 29,533 | 29,551 | |||||||
Price | 22.03 -15.69% | 26.13 -12.67% | |||||||
Market cap | 650,612 -15.74% | 772,168 -12.68% | |||||||
EV | 699,439 | 268,258 | |||||||
EBITDA | 163,504 | 178,611 | |||||||
EV/EBITDA | 4.28 | 1.50 | |||||||
Interest | 151,733 | 33,896 | |||||||
Interest/NOPBT | 95.51% | 19.39% |