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XNASUNTY
Market cap470mUSD
Jan 17, Last price  
47.15USD
1D
1.95%
1Q
20.28%
Jan 2017
200.32%
Name

Unity Bancorp Inc

Chart & Performance

D1W1MN
XNAS:UNTY chart
P/E
11.86
P/S
4.71
EPS
3.98
Div Yield, %
0.83%
Shrs. gr., 5y
-1.08%
Rev. gr., 5y
9.70%
Revenues
100m
+2.39%
26,787,00030,424,00031,383,00030,366,00031,525,00032,579,00035,069,00034,633,00034,085,00033,207,00036,791,00041,720,00047,053,00053,478,00062,931,00066,819,00074,959,00087,335,00097,635,00099,971,000
Net income
40m
+3.25%
5,330,0006,210,0005,845,0004,725,0001,930,000-1,081,0002,240,0002,546,0004,244,0005,115,0006,408,0009,557,00011,726,00012,893,00021,919,00023,653,00023,644,00036,119,00038,457,00039,707,000
CFO
47m
+9.94%
9,401,0002,031,0007,214,000-3,812,0004,448,0004,371,00016,975,00016,358,00013,283,00011,445,00011,717,0002,982,0008,788,00014,449,00038,590,00033,204,00033,745,00023,454,00042,669,00046,909,000
Dividend
Sep 06, 20240.13 USD/sh
Earnings
Apr 10, 2025

Profile

Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. The company offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts, as well as noninterest and interest-bearing demand deposits. It also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. the company offered its services through the Internet and nineteen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, as well as Northampton County, Pennsylvania. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey.
URL
https://unitybancorp.q4ir.com/corporate-overview/corporate-profile/default.aspx
IPO date
Sep 21, 1998
Employees
230
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
99,971
2.39%
97,635
11.79%
Cost of revenue
33,049
30,099
Unusual Expense (Income)
NOPBT
66,922
67,536
NOPBT Margin
66.94%
69.17%
Operating Taxes
13,288
12,964
Tax Rate
19.86%
19.20%
NOPAT
53,634
54,572
Net income
39,707
3.25%
38,457
6.47%
Dividends
(4,721)
(4,373)
Dividend yield
1.54%
1.49%
Proceeds from repurchase of equity
(15,692)
(15,556)
BB yield
5.13%
5.32%
Debt
Debt current
343,741
Long-term debt
24,774
398,910
Deferred revenue
(1,426)
Other long-term liabilities
2,276,077
(392,619)
Net debt
(223,348)
486,613
Cash flow
Cash from operating activities
46,909
42,669
CAPEX
(955)
(1,482)
Cash from investing activities
(57,847)
(541,283)
Cash from financing activities
90,921
368,589
FCF
391,740
(291,831)
Balance
Cash
112,433
115,092
Long term investments
135,689
140,946
Excess cash
243,123
251,156
Stockholders' equity
288,797
250,902
Invested Capital
2,335,384
2,535,670
ROIC
2.20%
2.47%
ROCE
2.60%
2.42%
EV
Common stock shares outstanding
10,338
10,705
Price
29.59
8.27%
27.33
4.11%
Market cap
305,901
4.56%
292,568
5.68%
EV
82,553
779,181
EBITDA
69,305
70,292
EV/EBITDA
1.19
11.08
Interest
48,497
10,631
Interest/NOPBT
72.47%
15.74%