XNAS
UFCS
Market cap690mUSD
Jul 11, Last price
27.12USD
1D
-1.42%
1Q
3.39%
Jan 2017
-44.84%
Name
United Fire Group Inc
Chart & Performance
Profile
United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance; and commercial multiple peril and inland marine insurance, as well as assumed reinsurance products. Its commercial policies include fire and allied lines, other liability, automobile, workers' compensation, and fidelity and surety coverage; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners. The company sells its products through a network of independent agencies. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | ||||||||||
Revenues | 1,251,860 14.28% | 1,095,467 11.75% | 980,286 -8.06% | |||||||
Cost of revenue | (1,447) | |||||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 1,253,307 | 1,095,467 | 980,286 | |||||||
NOPBT Margin | 100.12% | 100.00% | 100.00% | |||||||
Operating Taxes | 15,077 | (10,021) | (2,954) | |||||||
Tax Rate | 1.20% | |||||||||
NOPAT | 1,238,230 | 1,105,488 | 983,240 | |||||||
Net income | 61,957 -308.61% | (29,700) -297.59% | 15,031 -81.35% | |||||||
Dividends | (16,212) | (16,164) | (15,860) | |||||||
Dividend yield | 2.20% | 3.18% | 2.29% | |||||||
Proceeds from repurchase of equity | 348 | (290) | 828 | |||||||
BB yield | -0.05% | 0.06% | -0.12% | |||||||
Debt | ||||||||||
Debt current | 8,452 | |||||||||
Long-term debt | 117,059 | 79,668 | 68,472 | |||||||
Deferred revenue | (152,965) | |||||||||
Other long-term liabilities | 2,217,807 | 93,586 | ||||||||
Net debt | (2,176,984) | (1,764,099) | (1,740,718) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 340,304 | 171,736 | (1,251) | |||||||
CAPEX | (11,870) | (10,886) | (2,137) | |||||||
Cash from investing activities | (292,487) | (149,886) | (19,171) | |||||||
Cash from financing activities | 51,086 | (16,454) | (15,032) | |||||||
FCF | 1,278,128 | (258,065) | 974,632 | |||||||
Balance | ||||||||||
Cash | 201,049 | 102,146 | 96,925 | |||||||
Long term investments | 2,092,994 | 1,741,621 | 1,720,717 | |||||||
Excess cash | 2,231,450 | 1,788,994 | 1,768,628 | |||||||
Stockholders' equity | 565,680 | 523,759 | 533,084 | |||||||
Invested Capital | 2,922,789 | 2,620,431 | 839,804 | |||||||
ROIC | 44.68% | 63.90% | 118.64% | |||||||
ROCE | 35.93% | 34.84% | 68.44% | |||||||
EV | ||||||||||
Common stock shares outstanding | 25,918 | 25,249 | 25,318 | |||||||
Price | 28.45 41.40% | 20.12 -26.46% | 27.36 17.98% | |||||||
Market cap | 737,360 45.15% | 508,015 -26.66% | 692,706 19.04% | |||||||
EV | (1,439,624) | (1,256,084) | (1,048,012) | |||||||
EBITDA | 1,264,211 | 1,105,975 | 987,956 | |||||||
EV/EBITDA | ||||||||||
Interest | 7,281 | 3,260 | 3,188 | |||||||
Interest/NOPBT | 0.58% | 0.30% | 0.33% |