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XNASUBSI
Market cap4.99bUSD
Jan 08, Last price  
36.92USD
1D
0.30%
1Q
2.33%
Jan 2017
-20.17%
Name

United Bankshares Inc

Chart & Performance

D1W1MN
XNAS:UBSI chart
P/E
13.63
P/S
4.88
EPS
2.71
Div Yield, %
3.90%
Shrs. gr., 5y
5.26%
Rev. gr., 5y
7.38%
Revenues
1.02b
-0.74%
258,667,000273,452,000268,626,000283,168,000320,095,000325,660,000316,110,000338,566,000343,999,000337,669,000447,694,000457,750,000495,363,000680,642,000717,357,000732,141,0001,036,747,0001,008,580,0001,031,613,0001,024,029,000
Net income
366m
-3.51%
97,762,000100,409,00089,249,00090,674,00086,954,00067,298,00071,947,00075,610,00082,607,00085,628,000129,888,000137,959,000147,083,000150,581,000256,342,000260,099,000289,023,000367,738,000379,627,000366,313,000
CFO
409m
-46.28%
136,671,000112,879,00089,399,00081,455,000113,940,00053,657,000100,824,000118,567,000129,439,000142,199,000144,785,000178,291,000166,726,000253,928,000292,533,000147,694,000140,447,000609,539,000760,822,000408,740,000
Dividend
Sep 13, 20240.37 USD/sh
Earnings
Jan 24, 2025

Profile

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.
IPO date
Sep 16, 1970
Employees
2,799
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,024,029
-0.74%
1,031,613
2.28%
Cost of revenue
318,883
308,500
Unusual Expense (Income)
NOPBT
705,146
723,113
NOPBT Margin
68.86%
70.10%
Operating Taxes
97,492
100,623
Tax Rate
13.83%
13.92%
NOPAT
607,654
622,490
Net income
366,313
-3.51%
379,627
3.23%
Dividends
(194,727)
(193,041)
Dividend yield
3.85%
3.53%
Proceeds from repurchase of equity
(1,382)
(69,165)
BB yield
0.03%
1.26%
Debt
Debt current
160,698
Long-term debt
1,974,873
2,349,154
Deferred revenue
(50,851)
Other long-term liabilities
23,060,798
22,624,033
Net debt
(6,194,411)
(8,081,329)
Cash flow
Cash from operating activities
408,740
760,822
CAPEX
(11,687)
(16,862)
Cash from investing activities
38,994
(3,447,656)
Cash from financing activities
(51,940)
105,316
FCF
561,517
647,884
Balance
Cash
4,043,530
5,718,577
Long term investments
4,125,754
4,872,604
Excess cash
8,118,083
10,539,600
Stockholders' equity
1,841,582
1,597,723
Invested Capital
27,992,015
27,925,755
ROIC
2.17%
2.24%
ROCE
2.36%
2.45%
EV
Common stock shares outstanding
134,754
135,118
Price
37.55
-7.26%
40.49
11.60%
Market cap
5,060,006
-7.51%
5,470,908
16.43%
EV
(1,134,405)
(2,610,421)
EBITDA
728,252
746,783
EV/EBITDA
Interest
481,396
105,559
Interest/NOPBT
68.27%
14.60%