XNASTRST
Market cap604mUSD
Jan 14, Last price
31.79USD
1D
2.65%
1Q
-7.53%
Jan 2017
263.31%
Name
TrustCo Bank Corp NY
Chart & Performance
Profile
TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.
IPO date
Apr 20, 1983
Employees
791
Domiciled in
US
Incorporated in
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 190,160 0.11% | 189,947 6.51% | |||||||
Cost of revenue | 101,476 | 51,109 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 88,684 | 138,838 | |||||||
NOPBT Margin | 46.64% | 73.09% | |||||||
Operating Taxes | 18,967 | 24,183 | |||||||
Tax Rate | 21.39% | 17.42% | |||||||
NOPAT | 69,717 | 114,655 | |||||||
Net income | 58,646 -22.05% | 75,234 22.29% | |||||||
Dividends | (27,388) | (26,991) | |||||||
Dividend yield | 4.64% | 3.75% | |||||||
Proceeds from repurchase of equity | (6,575) | ||||||||
BB yield | 0.91% | ||||||||
Debt | |||||||||
Debt current | 122,700 | ||||||||
Long-term debt | 88,942 | 97,960 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 5,522,906 | 5,179,405 | |||||||
Net debt | (495,265) | (919,159) | |||||||
Cash flow | |||||||||
Cash from operating activities | 64,129 | 78,626 | |||||||
CAPEX | (5,666) | (3,785) | |||||||
Cash from investing activities | (233,593) | (416,626) | |||||||
Cash from financing activities | 96,869 | (230,871) | |||||||
FCF | 687,623 | 976,934 | |||||||
Balance | |||||||||
Cash | 578,004 | 650,599 | |||||||
Long term investments | 6,203 | 489,220 | |||||||
Excess cash | 574,699 | 1,130,322 | |||||||
Stockholders' equity | 431,890 | 386,695 | |||||||
Invested Capital | 5,699,333 | 5,564,377 | |||||||
ROIC | 1.24% | 1.97% | |||||||
ROCE | 1.45% | 2.33% | |||||||
EV | |||||||||
Common stock shares outstanding | 19,025 | 19,133 | |||||||
Price | 31.05 -17.40% | 37.59 12.85% | |||||||
Market cap | 590,726 -17.86% | 719,209 12.09% | |||||||
EV | 95,461 | (199,950) | |||||||
EBITDA | 99,470 | 149,391 | |||||||
EV/EBITDA | 0.96 | ||||||||
Interest | 54,361 | 6,467 | |||||||
Interest/NOPBT | 61.30% | 4.66% |