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XNAS
TRST
Market cap609mUSD
Jun 12, Last price  
32.06USD
1D
0.09%
1Q
5.53%
Jan 2017
266.40%
Name

TrustCo Bank Corp NY

Chart & Performance

D1W1MN
XNAS:TRST chart
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P/E
12.49
P/S
3.55
EPS
2.57
Div Yield, %
3.37%
Shrs. gr., 5y
-0.36%
Rev. gr., 5y
-0.30%
Revenues
172m
-9.67%
132,164,000113,126,000114,196,000115,148,000131,173,00036,528,000150,885,000155,952,000155,534,000161,359,000161,020,000165,067,000172,741,000178,767,000174,398,000170,750,000178,345,000189,947,000190,160,000171,773,000
Net income
49m
-16.73%
58,989,00045,325,00039,467,00034,077,00028,120,0006,904,00033,087,00037,534,00039,812,00044,193,00042,238,00042,601,00043,145,00061,445,00057,840,00052,452,00061,519,00075,234,00058,646,00048,833,000
CFO
59m
-7.31%
44,643,00048,385,000109,960,000388,534,000142,074,00048,479,00061,318,00058,629,00062,959,00049,537,00060,008,00054,894,00061,690,00067,640,00063,798,00062,157,00055,365,00078,626,00064,129,00059,442,000
Dividend
Sep 06, 20240.36 USD/sh
Earnings
Jul 21, 2025

Profile

TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.
URL
https://trustcobank.q4ir.com/corporate-overview/corporate-profile/default.aspx
IPO date
Apr 20, 1983
Employees
791
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
171,773
-9.67%
190,160
0.11%
189,947
6.51%
Cost of revenue
54,068
101,476
51,109
Unusual Expense (Income)
NOPBT
117,705
88,684
138,838
NOPBT Margin
68.52%
46.64%
73.09%
Operating Taxes
15,213
18,967
24,183
Tax Rate
12.92%
21.39%
17.42%
NOPAT
102,492
69,717
114,655
Net income
48,833
-16.73%
58,646
-22.05%
75,234
22.29%
Dividends
(27,409)
(27,388)
(26,991)
Dividend yield
4.32%
4.64%
3.75%
Proceeds from repurchase of equity
(374)
(6,575)
BB yield
0.06%
0.91%
Debt
Debt current
122,700
Long-term debt
80,318
88,942
97,960
Deferred revenue
Other long-term liabilities
(40,159)
5,522,906
5,179,405
Net debt
(688,781)
(495,265)
(919,159)
Cash flow
Cash from operating activities
59,442
64,129
78,626
CAPEX
(4,884)
(5,666)
(3,785)
Cash from investing activities
(3,750)
(233,593)
(416,626)
Cash from financing activities
8,116
96,869
(230,871)
FCF
106,632
687,623
976,934
Balance
Cash
405,549
578,004
650,599
Long term investments
363,550
6,203
489,220
Excess cash
760,510
574,699
1,130,322
Stockholders' equity
462,739
431,890
386,695
Invested Capital
5,776,005
5,699,333
5,564,377
ROIC
1.79%
1.24%
1.97%
ROCE
1.89%
1.45%
2.33%
EV
Common stock shares outstanding
19,037
19,025
19,133
Price
33.31
7.28%
31.05
-17.40%
37.59
12.85%
Market cap
634,122
7.35%
590,726
-17.86%
719,209
12.09%
EV
(54,659)
95,461
(199,950)
EBITDA
129,140
99,470
149,391
EV/EBITDA
0.96
Interest
91,377
54,361
6,467
Interest/NOPBT
77.63%
61.30%
4.66%