XNASTHFF
Market cap535mUSD
Jan 14, Last price
45.34USD
1D
2.84%
1Q
0.98%
Jan 2017
-14.13%
Name
First Financial Corp
Chart & Performance
Profile
First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 202,669 -4.29% | 211,758 14.16% | |||||||
Cost of revenue | 71,432 | 67,882 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 131,237 | 143,876 | |||||||
NOPBT Margin | 64.75% | 67.94% | |||||||
Operating Taxes | 11,821 | 16,651 | |||||||
Tax Rate | 9.01% | 11.57% | |||||||
NOPAT | 119,416 | 127,225 | |||||||
Net income | 60,672 -14.68% | 71,109 34.20% | |||||||
Dividends | (15,383) | (14,459) | |||||||
Dividend yield | 2.99% | 2.57% | |||||||
Proceeds from repurchase of equity | (11,514) | (27,701) | |||||||
BB yield | 2.24% | 4.92% | |||||||
Debt | |||||||||
Debt current | 70,875 | ||||||||
Long-term debt | 10,530 | 14,544 | |||||||
Deferred revenue | |||||||||
Other long-term liabilities | 4,317,206 | 4,433,524 | |||||||
Net debt | (1,325,648) | (2,800,514) | |||||||
Cash flow | |||||||||
Cash from operating activities | 86,090 | 78,787 | |||||||
CAPEX | (6,541) | (1,426) | |||||||
Cash from investing activities | (22,098) | (433,689) | |||||||
Cash from financing activities | (209,750) | (110,608) | |||||||
FCF | 93,400 | 240,920 | |||||||
Balance | |||||||||
Cash | 77,041 | 1,552,986 | |||||||
Long term investments | 1,259,137 | 1,332,947 | |||||||
Excess cash | 1,326,045 | 2,875,345 | |||||||
Stockholders' equity | 538,653 | 476,858 | |||||||
Invested Capital | 4,312,493 | 4,512,423 | |||||||
ROIC | 2.71% | 2.76% | |||||||
ROCE | 2.71% | 2.88% | |||||||
EV | |||||||||
Common stock shares outstanding | 11,937 | 12,211 | |||||||
Price | 43.03 -6.62% | 46.08 1.74% | |||||||
Market cap | 513,649 -8.71% | 562,683 -5.81% | |||||||
EV | (811,999) | (2,237,831) | |||||||
EBITDA | 137,767 | 149,987 | |||||||
EV/EBITDA | |||||||||
Interest | 61,135 | 18,259 | |||||||
Interest/NOPBT | 46.58% | 12.69% |