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XNASTFSL
Market cap3.40bUSD
Jan 10, Last price  
12.12USD
1D
-2.26%
1Q
-6.34%
Jan 2017
-36.34%
IPO
2.02%
Name

TFS Financial Corp

Chart & Performance

D1W1MN
XNAS:TFSL chart
P/E
42.75
P/S
11.22
EPS
0.28
Div Yield, %
1.73%
Shrs. gr., 5y
0.13%
Rev. gr., 5y
1.18%
Revenues
303m
-0.60%
226,218,000190,274,000244,591,000267,642,000298,280,000285,475,000277,563,000286,614,000297,021,000293,333,000294,387,000295,367,000298,745,000302,477,000285,885,000295,519,000286,929,000291,200,000304,996,000303,160,000
Net income
80m
+5.76%
64,508,00043,539,00025,611,00054,490,00014,395,00011,338,0009,340,00011,479,00055,959,00065,891,00072,591,00080,553,00088,877,00085,407,00080,237,00083,317,00081,007,00074,565,00075,250,00079,588,000
CFO
9m
-90.26%
-95,719,000356,150,000273,441,00029,003,000272,017,000116,524,000135,568,000155,626,000140,810,000103,508,000102,102,00084,914,000108,693,000146,991,000103,001,000121,798,00083,155,00038,929,00090,722,0008,840,000
Dividend
Sep 10, 20240.2825 USD/sh
Earnings
Jan 27, 2025

Profile

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, it offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and 37 full-service branches and 7 loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
URL
https://ir.thirdfederal.com/
IPO date
Apr 23, 2007
Employees
1,025
Domiciled in
US
Incorporated in
US

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑092023‑092022‑092021‑092020‑092019‑092018‑092017‑092016‑092015‑09
Income
Revenues
303,160
-0.60%
304,996
4.74%
291,200
1.49%
Cost of revenue
(313,532)
151,525
139,963
Unusual Expense (Income)
NOPBT
616,692
153,471
151,237
NOPBT Margin
203.42%
50.32%
51.94%
Operating Taxes
20,725
18,117
17,489
Tax Rate
3.36%
11.80%
11.56%
NOPAT
595,967
135,354
133,748
Net income
79,588
5.76%
75,250
0.92%
74,565
-7.95%
Dividends
(58,953)
(58,294)
(58,297)
Dividend yield
1.64%
1.77%
1.61%
Proceeds from repurchase of equity
(1,925)
(5,978)
(6,290)
BB yield
0.05%
0.18%
0.17%
Debt
Debt current
2,230,135
Long-term debt
4,792,847
5,316,179
4,804,043
Deferred revenue
5,219,525
(29,923)
Other long-term liabilities
(4,792,847)
9,687,170
(4,790,984)
Net debt
4,103,747
3,832,785
5,748,798
Cash flow
Cash from operating activities
8,840
90,722
38,929
CAPEX
(5,101)
(2,700)
Cash from investing activities
47,624
(1,008,631)
(1,875,095)
Cash from financing activities
(56,332)
1,015,091
1,717,404
FCF
630,675
2,403,331
352,866
Balance
Cash
5,400
975,070
827,472
Long term investments
683,700
508,324
457,908
Excess cash
673,942
1,468,144
1,270,820
Stockholders' equity
903,204
975,519
896,519
Invested Capital
16,416,843
15,888,095
17,091,487
ROIC
3.69%
0.82%
0.82%
ROCE
3.61%
0.91%
0.84%
EV
Common stock shares outstanding
279,144
278,583
278,686
Price
12.86
8.80%
11.82
-9.08%
13.00
-31.79%
Market cap
3,589,786
9.02%
3,292,856
-9.11%
3,622,923
-31.77%
EV
7,693,533
7,125,641
9,371,721
EBITDA
616,692
171,586
178,272
EV/EBITDA
12.48
41.53
52.57
Interest
455,616
328,352
141,937
Interest/NOPBT
73.88%
213.95%
93.85%