Triumph Financial Inc

Chart & Performance

D1W1MN

Profile

Triumph Financial Inc., a financial and technology company, focuses on payments, factoring, and banking. It operates through a portfolio of brands, including TriumphPay, Triumph, and TBK Bank. The company offers cash flow management services for the trucking industry comprising invoice factoring, fuel discount programs, truck and cargo insurance, and equipment finance, banking, and treasury services. It also provides factoring products and services; insurance products and services; and equipment finance and asset based lending products and services. The company was formerly known as Triumph Bancorp, Inc. and changed its name to Triumph Financial Inc. in December 2022. Triumph Financial Inc. was founded in 1981 and is headquartered in Dallas, Texas.

URL

https://www.tfin.com/

IPO date

Nov 07, 2014

Employees

1,481

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	415,569 -12.16%	473,097 -2.37%	484,560 14.38%
Cost of revenue	228,480	219,971	210,625
Unusual Expense (Income)
NOPBT	187,089	253,126	273,935
NOPBT Margin	45.02%	53.50%	56.53%
Operating Taxes	4,378	11,734	34,693
Tax Rate	2.34%	4.64%	12.66%
NOPAT	182,711	241,392	239,242
Net income	12,884 -68.64%	41,081 -59.85%	102,311 -9.44%
Dividends	(3,206)	(3,206)	(3,206)
Dividend yield	0.15%	0.17%	0.26%
Proceeds from repurchase of equity	(3,292)	(81,623)	(75,240)
BB yield	0.15%	4.32%	6.15%
Debt
Debt current			5,855
Long-term debt	142,014	431,286	207,478
Deferred revenue			4,415,896
Other long-term liabilities		4,077,516	(178,958)
Net debt	(313,383)	(268,539)	(713,125)
Cash flow
Cash from operating activities	11,805	43,200	74,487
CAPEX			(10,912)
Cash from investing activities	979	(112,695)	672,382
Cash from financing activities	(43,401)	(52,052)	(721,865)
FCF	135,431	(432,666)	(55,177)
Balance
Cash	455,397	392,716	662,686
Long term investments		307,109	263,772
Excess cash	434,619	676,170	902,230
Stockholders' equity	591,391	578,695	536,839
Invested Capital	5,514,356	4,768,639	3,011,348
ROIC	3.55%	6.21%	7.29%
ROCE	3.14%	4.73%	7.66%
EV
Common stock shares outstanding	23,779	23,562	25,024
Price	90.88 13.34%	80.18 64.07%	48.87 -58.96%
Market cap	2,161,071 14.39%	1,889,231 54.49%	1,222,902 -59.33%
EV	1,892,688	1,665,692	554,777
EBITDA	187,701	278,381	299,159
EV/EBITDA	10.08	5.98	1.85
Interest	72,059	54,342	18,747
Interest/NOPBT	38.52%	21.47%	6.84%