Texas Capital Bancshares Inc

Chart & Performance

D1W1MN

P/E

51.14

P/S

2.29

EPS

1.69

Div Yield, %

—

Shrs. gr., 5y

-1.56%

Rev. gr., 5y

10.51%

Revenues

1.73b

+60.81%

Net income

78m

-59.02%

CFO

481m

+28.73%

Earnings

Jul 16, 2025

Profile

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.

URL

https://www.texascapitalbank.com/

IPO date

Aug 13, 2003

Employees

1,619

Domiciled in

Incorporated in

Valuation

Order:

Title USD in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title USD in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	1,729,550 60.81%	1,075,542 10.11%	976,761 11.08%
Cost of revenue	512,278	522,329	483,541
Unusual Expense (Income)
NOPBT	1,217,272	553,213	493,220
NOPBT Margin	70.38%	51.44%	50.50%
Operating Taxes	29,553	57,454	99,277
Tax Rate	2.43%	10.39%	20.13%
NOPAT	1,187,719	495,759	393,943
Net income	77,508 -59.02%	189,141 -43.11%	332,478 30.93%
Dividends	(17,250)	(17,250)	(17,250)
Dividend yield	0.47%	0.55%	0.56%
Proceeds from repurchase of equity	(81,508)	(109,239)	(119,511)
BB yield	2.24%	3.48%	3.88%
Debt
Debt current		1,500,000	1,201,142
Long-term debt	485,629	957,343	1,038,133
Deferred revenue			(45,205)
Other long-term liabilities		22,797,977	12,952,935
Net debt	241,569	(969,042)	(10,839,154)
Cash flow
Cash from operating activities	481,121	373,740	147,970
CAPEX		(16,381)	(11,270)
Cash from investing activities	(2,479,100)	(1,755,478)	3,308,567
Cash from financing activities	1,943,937	(387,672)	(6,390,936)
FCF	1,220,085	489,775	3,140,660
Balance
Cash	244,060	3,426,385	9,493,315
Long term investments			3,585,114
Excess cash	157,582	3,372,608	13,029,591
Stockholders' equity	2,587,592	2,373,900	2,145,068
Invested Capital	3,696,886	25,949,132	25,595,760
ROIC	8.01%	1.92%	1.31%
ROCE	31.58%	1.95%	1.78%
EV
Common stock shares outstanding	46,609	48,610	51,047
Price	78.20 21.00%	64.63 7.16%	60.31 0.10%
Market cap	3,644,804 16.01%	3,141,678 2.05%	3,078,629 -0.08%
EV	4,186,373	2,472,636	(7,460,525)
EBITDA	1,271,500	593,686	538,504
EV/EBITDA	3.29	4.16
Interest	828,250	715,800	268,479
Interest/NOPBT	68.04%	129.39%	54.43%