XNASSLMBP
Market cap5.84bUSD
Jan 08, Last price
73.89USD
1D
-0.28%
1Q
-0.34%
Jan 2017
31.24%
Name
SLM Corp
Chart & Performance
Profile
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 1,463,866 -19.72% | 1,823,419 -10.05% | |||||||
Cost of revenue | 945,760 | 821,816 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 518,106 | 1,001,603 | |||||||
NOPBT Margin | 35.39% | 54.93% | |||||||
Operating Taxes | 196,905 | 161,711 | |||||||
Tax Rate | 38.00% | 16.15% | |||||||
NOPAT | 321,201 | 839,892 | |||||||
Net income | 581,391 23.96% | 469,014 -59.59% | |||||||
Dividends | (118,938) | (121,990) | |||||||
Dividend yield | 2.66% | 2.81% | |||||||
Proceeds from repurchase of equity | (350,264) | (713,197) | |||||||
BB yield | 7.83% | 16.43% | |||||||
Debt | |||||||||
Debt current | 5,235,114 | ||||||||
Long-term debt | 5,478,582 | 5,486,184 | |||||||
Deferred revenue | 27,084,059 | ||||||||
Other long-term liabilities | (5,227,512) | (6,368,931) | |||||||
Net debt | (1,228,926) | 3,545,408 | |||||||
Cash flow | |||||||||
Cash from operating activities | (144,637) | 4,992 | |||||||
CAPEX | |||||||||
Cash from investing activities | (12,460) | 1,077,392 | |||||||
Cash from financing activities | (316,232) | (854,892) | |||||||
FCF | 5,403,508 | 1,416,731 | |||||||
Balance | |||||||||
Cash | 4,149,838 | 4,672,020 | |||||||
Long term investments | 2,557,670 | 2,503,870 | |||||||
Excess cash | 6,634,315 | 7,084,719 | |||||||
Stockholders' equity | 3,888,472 | 3,858,981 | |||||||
Invested Capital | 25,280,996 | 50,902,290 | |||||||
ROIC | 0.84% | 1.64% | |||||||
ROCE | 1.78% | 2.94% | |||||||
EV | |||||||||
Common stock shares outstanding | 234,063 | 261,503 | |||||||
Price | 19.12 15.18% | 16.60 -15.61% | |||||||
Market cap | 4,475,285 3.09% | 4,340,950 -31.02% | |||||||
EV | 3,497,429 | 8,588,544 | |||||||
EBITDA | 602,281 | 1,026,713 | |||||||
EV/EBITDA | 5.81 | 8.37 | |||||||
Interest | 1,030,090 | 542,799 | |||||||
Interest/NOPBT | 198.82% | 54.19% |